Examination Under Oath Insurance Attorneys
What Is An Examination Under Oath
An Examination Under Oath is a formal process required by many insurance policies where you, the policyholder, are questioned under oath by an attorney for the insurance company. Everything you say during the Examination is transcribed by a court reporter. Most Examination Under Oath clauses also allow the insurance carrier’s lawyer to examine you outside the presence of any other insured. This means that your business partner or spouse cannot sit in the room with you while you are being examined. Insurance companies usually combine requests for Examinations Under Oath with requests for documents.
After the Examination Under Oath, the insurance company will use your words to decide whether to deny or pay your claim.
How We Help
We help clients through the Examination Under Oath process. We meet with clients, help them understand why their insurance company has demanded the Examination, and go over the likely questions that may be asked so they can gather information and be prepared to answer. We also attend the Examination with clients and help deal with the insurance company throughout the process.
If you’ve received a letter demanding an Examination Under Oath, please call Herman & Wells at 727-821-3195 to talk with an attorney about your legal options.