Sarasota Insurance Dispute Attorneys
Need an Insurance Claim Lawyer in Sarasota?
Sarasota, Florida is a beautiful place to live, but with that comes the risk of natural disasters. If you're unlucky enough to experience damage to your home or property, you'll need to file a claim with your insurance company.
However, sometimes insurance companies will dispute legitimate claims, which is where a skilled insurance dispute attorney can help. Do you need an attorney to dispute your insurance company’s decision?
Contact us today at (727) 821-3195 for a free consultation with one of our insurance dispute attorneys in Sarasota.
When Should You Hire a Lawyer for an Insurance Claim?
There are many instances in which you may need to hire an insurance dispute lawyer. Insurance companies are for-profit businesses, and as such, their primary goal is to make money. This means that they will do everything they can to pay out as little as possible on any given claim. If you find yourself in a situation where you feel like your insurance company is not treating you fairly, it may be time to seek legal help.
There are a few specific instances in which you should definitely consider hiring an attorney to help with your insurance claim:
- If your insurance company has denied your claim outright,
- If your insurance company has offered you a settlement that is far less than what you feel you deserve,
- If your insurance company has dragged its feet in processing your claim, or
- If you are not sure whether or not you have a valid claim.
An experienced insurance dispute lawyer will be able to quickly assess your situation and give you an idea of whether or not you have a case. If you do have a case, they will fight to get you the compensation you deserve.
Don't try to take on the insurance company by yourself. Insurance companies have teams of lawyers working for them, and they will do everything they can to minimize the amount of money they have to pay out. To level the playing field, you need to hire an experienced insurance dispute lawyer.
The Insurance Dispute Attorneys at Herman & Wells can help. We have decades of experience fighting insurance companies and will put our knowledge and expertise to work for you. Contact us today for a free consultation. We'll review your case and let you know what options are available to you.
Case Results
See More Case ResultsUnderpaid Fire Loss
Our client’s home was burned in an accidental fire. The insurance company delayed paying and, when it finally paid, didn’t pay enough to replace the home. We fought for additional living expense, building coverage, lost rental income, and other available coverage. After going through an appraisal and then filing a lawsuit, we were able to recover over $450,000 from the insurance company.Initial Position
Underpaid
$460,000.00
Tile Roof Claim in St. Petersburg
Our clients made a claim for damage to the tile roof of their home in St. Petersburg, Florida, which they believed was caused by wind. The insurance company denied the claim, taking the position that the damage was the result of wear and tear and faulty workmanship. We filed a lawsuit on behalf of our clients and fought for them against the denied claim. In the end, we were able to settle the claim for $150,000, and our clients were able to repair their roof.
Initial Position
Claim Denied
$150,000.00
What Types of Claims can Our Sarasota Insurance Dispute Attorneys Help With?
If you have been wrongfully denied benefits or your insurance company has mishandled your claim, our Sarasota insurance dispute attorneys can help. We understand the tactics insurance companies use to avoid paying claims and we are prepared to fight for the full amount of benefits you are entitled to under your policy. Contact us today for a review of your policy and to discuss your legal options.
Property Damage
If you're dealing with a property damage insurance dispute, the experienced Sarasota insurance dispute attorneys at Herman & Wells can help. We understand the frustration and anxiety that comes with dealing with an insurance company, especially when you're already dealing with the stress of repairs or replacement. We'll handle every aspect of your case so you can focus on what's important - getting your life back to normal.
Commercial Insurance
If you're embroiled in a commercial insurance dispute or bad faith insurance claim in Sarasota, the skilled legal team at Herman & Wells can help. We understand the frustration and stress that comes with these types of issues, which is why we'll work diligently to help you resolve them as efficiently as possible.
Life Insurance
If your insurance company has denied your life insurance claim, the attorneys of Herman & Wells can help. Insurance companies are not always quick to pay out on life insurance claims. In fact, they may try to find any reason to deny the claim. If you have been denied a life insurance claim, contact the experienced insurance dispute lawyers at Herman & Wells. We can help you get the benefits you deserve.
Common Reasons Insurance Claims are Denied in Sarasota
If you're like most people, you pay your insurance premiums on time every month without fail. So, when you have to make a claim, the last thing you expect is to be denied. Unfortunately, insurance companies are in the business of making money, not paying out claims. Insurance companies will often deny valid claims or lowball the settlement offer in an effort to boost their profits.
If your insurance claim has been denied, you need experienced legal help on your side. The Insurance Dispute Attorneys at Herman & Wells can investigate your claim and fight for the full amount you're owed. We have a proven track record of success in Sarasota, Florida, and we can put our experience to work for you.
There are many reasons why an insurance company might deny a claim. Some of the most common reasons include:
- The Insurance company says...
- Your policy doesn't cover your loss
- You failed to follow the proper procedures
- Your loss is not covered under your policy
- They disagree with your adjuster's assessment of the damage
- You were at least partly to blame for the accident.
- You have not been diagnosed with an injury.
If you find yourself in any of these situations, it's important to contact an experienced insurance dispute attorney who can help you navigate the claims process and fight for the compensation you're owed.
Do Insurance Companies Underpay Claims for Similar Reasons?
Herman & Wells represents policyholders who have been wrongfully denied insurance benefits or had their claims underpaid. Insurance companies are in business to make a profit, and they often look for ways to minimize payouts on valid claims. If you think your insurance company has unfairly denied or undervalued your claim, our experienced attorneys can help.
Do You Have a Bad Faith Insurance Claim in Sarasota?
If you have been the victim of insurance bad faith or denied benefits in Sarasota, the Insurance Dispute Attorneys of Herman & Wells can help. We understand the tactics insurance companies use to delay, deny, and underpay claims, and we know how to fight back.
How To Tell If Your Insurance Agent Acted Negligently
If you're like most people, you have insurance to protect yourself and your family in the event of an accident or natural disaster. But what happens when your insurance company doesn't live up to its end of the bargain? When they fail to pay out on a claim or provide adequate coverage, it can be devastating.
It's important to know that you have options if you feel that your insurance company has wronged you. One of those options is to hire an insurance dispute lawyer. Insurance dispute lawyers are specially trained to help people who have been wronged by their insurance companies.
If you feel that your insurance company has wronged you, there are a few things you can look for to help you make your case.
1) Did They Do Their Due Diligence?
First, if your insurance agent didn't do their due diligence when selecting your policy, you may be able to argue that they acted negligently. For example, if they didn't shop around for the best rates or didn't read the fine print of your policy, they may be liable for any damages that occur.
2) Did They Deny A Legitimate Claim?
Second, if your insurance company refused to pay out on a legitimate claim, you may have a case. Insurance companies are required by law to pay out on valid claims, and if they fail to do so, they can be held liable.
3) Did They Provide You With Adequate Coverage?
Lastly, if you feel that your insurance company hasn't provided adequate coverage, you may be able to sue them. Insurance companies are required to offer at least a minimum amount of coverage, and if they fall short of that amount, they can be held liable.
If you feel that you have been wronged by your insurance company, contact an insurance dispute lawyer today. They will be able to help you determine if you have a case and guide you through the legal process.
When Can You Sue an Insurance Company for Denying a Claim?
Like any business, the insurance company's primary goal is to make money. To do this, they often deny valid insurance claims. If your insurance claim has been wrongfully denied, you may be able to sue the insurance company and recover damages.
Insurance companies have a duty to act in good faith when handling insurance claims. This means that they must investigate claims fairly and promptly pay valid claims. If the insurance company denies your claim without a good reason, you may be able to sue them for bad faith.
Bad faith lawsuits against insurance companies are complex. If you believe that your insurance company has denied your claim in bad faith, you should speak with an experienced insurance dispute lawyer.
At Herman & Wells, our Sarasota insurance dispute attorneys have extensive experience handling bad faith insurance claims. We know how to investigate these claims and build a strong case against the insurance company. Contact us today to schedule a free consultation with one of our attorneys.
When Can You Sue an Insurance Company for Denying a Claim?
If you're in a dispute with your insurance company, you need an attorney who understands the system and knows how to get results. The attorneys at Herman & Wells have a proven track record of success in insurance disputes, and we can help you get the outcome you deserve.
We understand that insurance companies are often reluctant to pay out on claims, and we know how to build a strong case to get the compensation you need. We'll take on the insurance company and fight for your rights.
If you're stuck in an insurance dispute, call Herman & Wells today. We'll sit down with you and discuss your options, and help you decide what's best for you.
Our Law Firm’s Process For Insurance Dispute Cases in Sarasota
We understand how stressful it may be to deal with an insurance company when they deny or underpay your claim. From the first contact with a potential client, our goal is to try to help reduce that stress and provide the best options for moving forward.
How We Work With Our Clients
When someone calls us with an insurance issue, we talk to them about what happened and get some key information like:
- What caused the loss or damage?
- What repairs have been made and what is left to be made?
- Who is the insurance company?
- What was the claim decision? (denied? underpaid? no decision at all?)
- What’s the timeline on the claim (when did the loss happen, when was it reported, and what has the insurance company done since then)?
If we think we can help get a better result, we’re hired on a contingency basis–meaning we get paid out of whatever we recover from the insurance company, not out of our client’s pocket.
We then will gather important documents and other evidence, hire any expert witnesses (like engineers and contractors) needed, and give the client our take on their case when we have all of the information, as well as our recommendations on whether and when to sue or settle.
If the case can’t be resolved without a lawsuit, we explain the litigation process to our client and, once everyone is on the same page, we file the lawsuit papers with the court. We have experience fighting insurance companies all the way through trial, but most cases settle during the course of a lawsuit short of a trial.
During the entire process, we make sure the client knows what’s going on, why it is happening, and what you should expect as we continue to progress your case.
Here's what to do next
1.
Call us. It's free.
2.
Get answers to your questions with no commitment.
3.
We will guide you through treatment, making the claim, and get you the money it takes to make up for what you have been through.
Pay NOTHING unless we get you money.
Call (727) 821-3195 now for a free consultation with no strings attached. Find out what your rights are.
Book a Free Consultation With Our Sarasota Insurance Claim Attorneys
If you have been injured in an accident, or your property has been damaged, don't wait to contact a lawyer. The lawyers at Herman & Wells are here to help. We understand how to handle insurance disputes and can help you get the money you're entitled to. Contact us today for a free consultation and let us review your case. We'll help you understand your legal options and guide you through the process of filing a claim.
We offer free claim reviews so that you can discuss your case with an attorney and see what options are available to you. Don't let the insurance company take advantage of you - call (727) 821-3195 for help.