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Insurance Disputes Resources

Collapse Coverage: How to Spot It

Not every structural failure is treated the same under an insurance policy. This guide explains how collapse coverage works, common red flags insurers may raise, and key issues property owners should watch for when pursuing a collapse-related claim.

File Strength Checklist

A strong insurance claim starts with strong documentation. Use this checklist to help gather the records, photographs, estimates, and communications that can support your claim and put you in the best position if a dispute arises.

Option to Repair: When Carrier Control Creates Carrier Liability

When an insurer elects to repair damaged property instead of paying benefits directly, it may take on additional responsibilities. This guide explores option-to-repair provisions, potential risks for policyholders, and situations where carriers may be liable for repair-related problems.

Our Insurance Disputes Attorneys

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Jason Herman

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Warren Duffy

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Bill Demas

Trusted by Business Owners and Active in the BNI Community

At Herman & Wells, we value the relationships and trust built through professional networking and community involvement. Attorney Bill Demas is an active member of BNI and understands the importance of supporting fellow business owners and professionals through meaningful connections and referrals.

Learn more about Bill’s involvement through his BNI profile: Bill Demas, BNI Business Connections