Just because the storm has passed, doesn’t mean the danger is over. If you’re a homeowner in Bradenton, the property damage insurance claims process can be daunting to navigate on your own. Getting the compensation you need to address serious property damage isn’t always as straightforward as advertised. That’s where our Bradenton property damage lawyers can help.
They can help you navigate the insurance claim process and make sure you’re treated fairly. If you live in or around Bradenton, FL, and need a property damage lawyer, please call (727) 821-3195. One of our Bradenton property damage lawyers would be happy to review your insurance claim and see if we can help.
Can’t Believe Your Insurance Company’s Decision? What Should You Do?
If you can’t believe your insurance company’s decision, the first thing you should do is remain calm and know that you don’t have to accept it. The next step should be to contact an attorney immediately. Property damage lawyers can get to the bottom of an insurance company’s decision and create a plan of action to get you the compensation you need.
Can You Sue Your Insurance Company For Denying A Property Damage Claim?
If you live in Bradenton, Florida, and have had a property damage claim denied by your insurance company, you may be wondering if it’s possible to sue them for the denial. The answer is yes; however, there are certain criteria that must be met before taking legal action. It’s important to understand the basics of how insurance companies operate and the laws governing them in Bradenton, Florida before deciding whether or not to pursue a lawsuit.
When it comes to property damage claims, insurance companies have a duty to act reasonably and in good faith. If they breach this duty by delaying payments or denying your claim altogether without reasonable cause, then you may be entitled to compensation for any losses incurred. The property damage lawyers of Herman & Wells are experienced in helping clients who have been wronged by their insurance companies. We can review your claim and advise you on the best course of action for getting a fair resolution or going to court if necessary. Our property damage lawyers have the necessary trial experience that gets our clients favorable results.
What You Should Know About Property Damage Claims In Bradenton
If you have suffered property damage due to a natural disaster or other cause in Bradenton, Florida, then it’s important to understand the property damage claim process and how best to move forward. In order to pursue a successful property damage claim, there are a few steps that will follow:
Document The Damage
Before you can pursue a property damage claim, it’s important to compile evidence that proves your case. Photographs, video footage, and written reports should all be included in your documentation of the damage.
Notify Your Insurance Provider
Once you have documented the damaged property, notify your insurance provider. In Bradenton, Florida, most property damage claims will be covered by insurance.
Expect An Insurance Adjuster
After you have notified your insurance provider, they will send an adjuster to Bradenton to assess the damage. Make sure that all of your documents are available for the adjuster to review, and provide them with any additional information they require.
When Do You Need A Property Damage Lawyer?
It’s important to hire a property damage lawyer as soon as possible after the damage has occurred. The sooner you have a lawyer on your side, the sooner they can start working on your case and negotiating with the insurance company. If you wait too long, the insurance company will use that time-lapse as an excuse to delay or deny your claim.
How Can Our Bradenton Property Damage Lawyers Help You?
It’s important to remember that pursuing a legal case against an insurance company alone is not easy, our property damage lawyers can take over and do all the heavy lifting for you. Our Bradenton, Florida attorneys are knowledgeable and experienced when it comes to property damage cases. We can provide comprehensive legal advice, guiding you through the entire process from start to finish. We make sure that your rights are fully protected while advocating for a fair settlement amount on your behalf. To save you the trouble, we handle all communication with your insurance company.
What Types Of Property Damage Are Covered Under A Standard Homeowners Policy In Bradenton?
Standard Bradenton, Florida homeowners policies typically provide coverage for the following types of property damage:
- Damage caused by fire, smoke, lightning, and explosions
- Damage from hail, windstorms, and other weather-related events
- Theft or vandalism
- Water damage from plumbing failures or overflowing appliances
In addition to these standard types of property damage, Bradenton homeowners may also be able to purchase additional coverage for certain kinds of property damage. However, the availability of this coverage will depend on the terms and conditions of their particular policy.
If you’re a Bradenton homeowner who has experienced any kind of property damage and is unsure whether or not your policy covers it, the best thing to do is to contact one of our Bradenton property damage lawyers.
Common Reasons Property Damage Claims Are Denied In Bradenton
You’ll want to understand the common reasons why property damage claims are usually denied. Knowing this information can help ensure that your claim is well-prepared and submitted correctly.
Insurance companies deny property damage claims for a variety of reasons. In Bradenton, Florida, some of the most common reasons for denial include:
- The insured property is not covered under the policy
- The damages are not severe enough to be covered by insurance
- The claim was filed after the expiration of the policy period
- Exclusions in the policy apply to the type of property damage
- Documentation of the property damage is insufficient or unreliable
The Most Common Causes Of Property Damage Claims In Bradenton?
Here are some of the most common causes of property damage claims in Bradenton:
- Natural disasters – Bradenton is no stranger to hurricanes, flooding, and other natural disasters which can wreak havoc on property. During hurricane season this is the #1 reason for property damage claims.
- Accidental negligence – Unfortunately, Bradenton residents may suffer property damage due to another person or business’s negligence.
- Defective products – There are also cases where Bradenton residents may suffer property damage due to a defective product. A malfunctioning product could cause explosions or fires, etc. In these cases, property damage lawyers can help Bradenton residents file a claim for the necessary repairs and compensation for any damages from the manufacturer.
How Much Does It Cost To Hire A Property Damage Attorney?
Generally, the cost of hiring an experienced property damage lawyer will depend on the type of case and the complexity of your situation. More complex cases requiring more research and resources may come with higher legal fees than simpler cases.
Our firm works on a contingency fee basis, meaning you do not pay anything until and unless we win your case. Bradenton, Florida property damage lawyers at our firm understand that most people are already struggling financially due to the damages they have suffered and will work hard to ensure you can get quality legal representation without having to worry about high legal costs.
Book a Free Legal Consultation With Our Property Damage Claims Attorneys
At the law offices of Herman & Wells, we understand that property damage from a hurricane can be a particularly devastating experience. We’re Bradenton’s leading property damage lawyers and are prepared to help you get the justice and compensation you deserve for your damages.
If your Bradenton property has been damaged by a hurricane, don’t wait to get help! Contact our office today to schedule a free claim evaluation with one of our Bradenton property damage lawyers. Our attorneys are dedicated to providing strong legal representation and fighting for a just outcome. We’ll work hard to get you the settlement you’re owed and help you get through this difficult time.
Case ResultsSee More Case Results
Shifflet v. Citizens Insurance
Citizens denied our client’s claim, saying that it didn’t have to pay because the damage was caused by decaying organic soil. We filed suit and, after a week-long jury trial, the jury found for our client.
Underpaid Fire Loss
Our client’s home was burned in an accidental fire. The insurance company delayed paying and, when it finally paid, didn’t pay enough to replace the home. We fought for additional living expense, building coverage, lost rental income, and other available coverage. After going through an appraisal and then filing a lawsuit, we were able to recover over $450,000 from the insurance company.