Lakewood Ranch Property Damage Lawyers

Do You Need a Property Damage Lawyer in Lakewood Ranch?

If you are facing property damage in Lakewood Ranch, it is important to seek help from a qualified and experienced lawyer. At the law offices of Herman & Wells, we understand the stress and frustration that come with property destruction, as well as the financial burden that can often be attached to its repair or replacement.

Our Lakewood Ranch property damage lawyers provide comprehensive legal services to those in Lakewood Ranch and the surrounding areas who have experienced property damage.

We are dedicated to helping you get the compensation you deserve, and our experienced Lakewood Ranch property damage lawyers will work closely with you every step of the way. We understand that property damage is a serious issue, and we will not rest until justice is served.

Our Lakewood Ranch property damage lawyers are well versed in Florida law, and we will fight to make sure that you receive the financial compensation you deserve for your property damages. If you or someone you know is facing property damage in Lakewood Ranch, contact Herman & Wells today to discuss your legal options.

What You Should Know About Property Damage Claims in Lakewood Ranch

In Lakewood Ranch, all property owners have the right to file a claim for property damage against an individual or entity responsible for causing the destruction. Before filing a claim, it is important to consult with an experienced property damage lawyer.

Our Lakewood Ranch property damages lawyers will review your case and determine the best course of legal action, including filing a claim against the responsible party on your behalf. Additionally, we can advise you on any insurance coverage that may be available in your unique case.

Florida Lakewood Ranch Property Damage Lawyers
Can’t Believe Your Insurance Company’s Decision? What Should You Do?

The homeowners’ insurance market in Lakewood Ranch can be a tricky one, and those residing in Lakewood Ranch know that all too well. Whether your policy has been denied or the compensation you’ve received for property damage isn’t enough to cover the costs of repair, it may be time to reach out to a local insurance dispute lawyer.

If you’ve received an undervalued or denied insurance claim decision, you don’t have to accept it as a final answer. With the help of a Lakewood Ranch lawyer experienced in property damage cases, you can fight back. Having someone on your side who understands Florida’s insurance laws and regulations can give you an edge when challenging an insurance company’s decision.

When Do You Need A Property Damage Lawyer?

If you’ve recently suffered property damage in Lakewood Ranch, it may be a good idea to seek legal counsel right away. A property damage lawyer can help you determine the best course of action to take when dealing with your damaged property. They can negotiate on your behalf to ensure that you receive a fair settlement for the damage done to your property.

What Types Of Property Damage Are Covered Under A Standard Homeowners Policy in Lakewood Ranch?

If you live in Lakewood Ranch, it’s important to know what types of property damage are covered under a standard homeowners policy. This knowledge can come in handy if your home or other property suffers damage due to an unexpected event such as a hurricane, fire, theft, or another natural disaster.

The basic Florida Homeowners Insurance policy provides coverage for both physical damage to the property and liability protection. It pays for lost or damaged items caused by any of 16 perils, including windstorm, hail, fire and lightning, theft, vandalism or malicious mischief, riot or civil commotion, aircraft, vehicles not owned by you (including your own vehicle if it causes damage to your property).

Additional coverage is available for certain items such as jewelry, art, antiques, and other collectibles.

Even though Lakewood Ranch homeowners insurance policies provide broad protection for many types of property damage, there are some things that are not covered by most standard policies. These include flood damage, earthquakes or earth movements, wear and tear, poor maintenance, and losses due to negligence. It’s important to review your homeowners insurance policy carefully so you know what kind of coverage you have and how it applies in the event of property damage.

Common Reasons Property Damage Claims are Denied in Lakewood Ranch

When it comes to property damage, Lakewood Ranch homeowners trust the expertise of a property damage lawyer. But despite their best efforts, claims are sometimes denied or undervalued. If your insurance claim has been denied in Lakewood Ranch, Florida, here are some common reasons why:

Lack of Documentation

Minutes after a property damage event it’s important to document the extent of the damage with photos and written accounts. Lack of this critical evidence can end up invalidating your insurance claim.

Bad Timing

Insurance companies are legally obligated to address claims in a timely manner, but that doesn’t mean they will always respond promptly or correctly. Poor timing and delays in communication can result in your claim being denied.

Inaccurate Assessments

Most Lakewood Ranch homeowners are not qualified to accurately assess the cost of property damage repairs, which is why it’s important to contact a property damage lawyer who can provide an independent evaluation.

The Most Common Causes Of Property Damage Claims in Lakewood Ranch

From severe storms to fire and water damage, Lakewood Ranch homeowners face a variety of potential property damage risks. Here are some of the most common causes of property damage claims in Lakewood Ranch:

Storm Damage

Lakewood Ranch is especially prone to tropical storms and hurricanes, which can cause significant damage to homes and buildings. Wind-related damages such as broken windows, water infiltration, and roof damage are common.

Fire Damage

Lakewood Ranch is also prone to wildfires and brush fires, which can quickly spread and carry sparks or embers that can ignite a home or structure. Smoke and soot damage as well as fire-related structural damages are common.

Water Damage

Lakewood Ranch’s humid climate can easily lead to water damage, from plumbing leaks to backed up sewage systems. Water damage can quickly cause mold growth and structural damages that require repair or replacement.

If you’re facing property damage in Lakewood Ranch, contact a property damage lawyer who specializes in Florida insurance law.

Can You Sue Your Insurance Company For Denying a Property Damage Claim?

If you have been denied a property damage claim in Lakewood Ranch, such as those that are common after a hurricane or other natural disaster, the caring and experienced attorneys at Lakewood Ranch may be able to help.

We understand Lakewood Ranch’s property insurance laws and can advise you of your rights if your home has suffered extensive damage. Florida law requires that insurance companies properly investigate and pay for property damage claims related to hurricanes, hail, fire, and other forms of destructive weather in Lakewood Ranch.

Our local property damage lawyers can help you understand your rights if your property has suffered extensive damage and you have been denied a claim.

How Can Our Lakewood Ranch Property Damage Lawyers Help You?

If you live in Lakewood Ranch and have sustained property damage due to an accident or disaster, our Lakewood Ranch property damage lawyers can help you.

We are passionate about helping Lakewood Ranch residents recover from devastating property losses caused by natural disasters and other accidents. Our experienced attorneys have handled a variety of property damage claims, from small residential losses to large commercial losses.

Our lawyers will work with you to identify all potentially liable parties and seek full compensation for your damages. We are dedicated to helping Lakewood Ranch residents get back on their feet after suffering property loss. Additionally, our attorneys can provide advice on how to prevent property damage in the future.

$185,412 settlement for damaged house caused by fire

How Much Does It Cost To Hire A Property Damage Attorney?

If you have been the victim of property damage in Lakewood Ranch, it is your right to seek a second opinion from a licensed public adjuster or an experienced property damage lawyer. The cost of hiring a property damage attorney depends on the scope and complexity of your case as well as other factors, including where you live and who you hire.

However, most Florida-licensed lawyers typically charge on a contingency fee basis. This means you won’t pay any attorney’s fees until and unless you receive a settlement. This is why our law firm is able to offer free claim reviews for Lakewood Ranch residents who feel they have been mistreated by their insurance company.

Book a Free Claim Review With Our Lakewood Ranch Property Damage Lawyers

We understand that property damage is a complex issue, and there are many factors that must be taken into consideration when making a claim for damages. Our Lakewood Ranch property damage lawyers have extensive experience handling complex insurance claims and can help you get the maximum compensation for your property damage-related losses.

Call (727) 821-3195 today to book a free claim review and have your property damage questions answered. We look forward to hearing from you!

Case Results

See More Case Results

Shifflet v. Citizens Insurance

Citizens denied our client’s claim, saying that it didn’t have to pay because the damage was caused by decaying organic soil. We filed suit and, after a week-long jury trial, the jury found for our client.

Initial Position



Underpaid Fire Loss

Our client’s home was burned in an accidental fire.  The insurance company delayed paying and, when it finally paid, didn’t pay enough to replace the home.  We fought for additional living expense, building coverage, lost rental income, and other available coverage.  After going through an appraisal and then filing a lawsuit, we were able to recover over $450,000 from the insurance company.

Initial Position



Call us today for a Free Case Evaluation

(727) 821-3195