If you or a loved one has been in a motorcycle accident in Florida, it is important to understand the severity of the situation and seek medical care immediately. Not only can seeking prompt care help ensure that any injuries are properly diagnosed and treated in order to avoid long-term damage, it can also be critical for establishing legal rights if liability needs to be determined.

Understanding what type of medical care an injured person should seek following a motorcycle accident and when they need to take steps toward filing an insurance claim is an incredibly important part of managing the aftermath of this serious situation.

If you’ve been injure in a motorcycle accident, do not hesitate to call the personal injury lawyers of Herman & Wells. Our experienced lawyers are here to help you understand your rights and seek the medical care you need for your injury. Read on to learn more about how you can best handle your health after being involved in a motorcycle collision within the state of Florida.

A Floridian involved in a motorcycle accident fills out their injury claim form.

The Cliff Notes: Key Takeaways From This Post

  • 1
    Motorcycle accidents can cause serious physical and psychological injuries, so seek medical care immediately after the crash.
  • 2
    Be sure to document the scene of the accident and exchange contact information with all parties involved.
  • 3
    Obtain an official police report and contact a lawyer to understand your legal rights after sustaining injuries in a motorcycle accident.
  • 4
    Utilize available resources to access quality medical care, even if there are logistical or financial obstacles.
  • 5
    Having a documented medical record when filing insurance claims or seeking compensation from another party can be the most important piece of evidence to prove the extent of your injuries.
  • 6
    For experienced legal advice, contact Herman & Wells for assistance in navigating insurance claims or filing a personal injury case after an accident.

Understanding The Importance Of Immediate Medical Care

Motorcycle accidents are a leading cause of injury and death for motorcyclists in Florida, making it all the more important to understand the importance of immediate medical care after an accident. Even seemingly minor crashes can have long-term consequences if not properly treated, as some injuries may not manifest immediately and may worsen over time.

Common physical injuries from motorcycle accidents include:

  • Fractures
  • Dislocations
  • Road rash
  • Internal bleeding
  • Organ injury

These are all issues that require immediate medical attention to ensure the best chance of recovery. In addition to physical injuries, there is also the possibility of psychological trauma. Motorcyclists may experience anxiety, depression or post-traumatic stress disorder after an accident. While these psychological issues are often overlooked, they can have a major impact on the wellbeing of the injured person and require prompt medical treatment.

For these reasons, seeking immediate medical attention after a motorcycle accident is essential for motorcyclists in Florida. Early treatment of physical injuries can minimize long-term damage and provide the best chance of recovery. In addition, prompt diagnosis of psychological issues can help ensure that motorcyclists receive the right treatment for their mental health needs.

Does The No-Fault Law Apply To Motorcyclists?

Florida is famously known as a no-fault state, where Personal Injury Protection (PIP) coverage is mandatory for all four-wheeled motor vehicles. However, it’s important to note that the no-fault laws do not extend to motorcycles. Unlike car drivers, motorcyclists are not required to carry PIP coverage.

The reason behind this distinction is to reduce the number of accident-related lawsuits in Florida. While the no-fault system provides a streamlined process for minor accidents involving cars, motorcyclists must pursue legal action against the at-fault party to seek compensation for their damages.

If you are a motorcyclist involved in an accident, you may find yourself caught off-guard by the fact that your automobile insurance does not cover the damages. In such cases, you may need to hire an experienced motorcycle accident attorney to represent you and file a lawsuit against the negligent party responsible for the collision. However, it’s important to note that there is no guarantee of recovering the full amount of compensation needed for a healthy recovery.

At Herman & Wells, our team of knowledgeable attorneys understands the complexities of motorcycle accident cases and can provide you with the legal support and guidance needed to pursue the compensation you deserve from the at-fault party.

Insurance Coverage For Motorcyclists

Although Florida does not mandate motorcyclists to carry Personal Injury Protection (PIP) or Bodily Injury (BI) insurance, having adequate coverage is essential for all riders. One critical aspect to consider is Underinsured or Uninsured (UM) coverage, which is highly recommended for all drivers, including motorcyclists.

UM coverage serves as a safety net in case the at-fault party is uninsured or lacks sufficient coverage to pay for your damages. Unfortunately, many drivers in Florida continue to drive with little to no insurance, making UM coverage crucial for financial protection.

While some motorcyclists may assume their health insurance will cover medical expenses resulting from an accident, it’s important to know that many health insurance policies specifically exclude coverage for motorcycle crashes. Some policies may contain clauses excluding coverage for certain high-risk activities, such as riding motorcycles, ATVs, or jet skis. To ensure you have adequate coverage, it’s essential to carefully review the fine print of your insurance policy.

At Herman & Wells, we advise all motorcyclists to prioritize their safety by wearing helmets, as it’s a fundamental step towards reducing the severity of potential injuries in motorcycle accidents. Not wearing a proper motorcycle helmet significantly increases the risk of catastrophic injuries and even death. Victims may be left with debilitating long-term injuries and face significant medical expenses.