Seminole Property Damage Lawyers

Do You Need a Property Damage Lawyer in Seminole?

As a Florida resident, you likely know that natural disasters like storms and floods can cause unexpected damage to both your home and the property around it. Whether this damage was caused by a hurricane, tornado, or other weather event, having a qualified property damages lawyer in Seminole on your side can help protect your rights as a homeowner and ensure you receive compensation for necessary repairs.

With years of experience representing Floridians against insurance companies and other responsible parties after their property has been damaged, our team of experienced Seminole property damage lawyers are here to make sure you have the representation you need when navigating complex legal issues. Ready to talk about your case? Let us explain how we can assist with swift resolution.

Call (727) 821-3195 for a free consultation today!

Homeowner calls Seminole property damage attorneys after denied water damage claim

The Cliff Notes: Key Takeaways From This Page

  • A property damage lawyer can help protect a Florida homeowner’s rights and ensure they receive the compensation they are entitled to after their property is damaged by a natural disaster or other event.
  • Our experienced Seminole property damage lawyers understand how insurance companies can try to minimize payouts or deny claims altogether, and will make sure that all documentation is in order for a successful outcome.
  • Common causes of property damage claims include slip and fall accidents, motor vehicle accidents, fire, smoke, water and hail damage.
  • Insurance companies may wrongly deny claims due to negligence, insufficient documentation, insufficient coverage or failure to report an incident.
  • Our Seminole property damage attorneys provide experienced legal guidance to get our clients the results they deserve; contingency fees are offered so clients only pay if we successfully recover compensation for them.

What You Should Know About Property Damage Claims in Seminole

When it comes to property damage claims, the process can be complex. That’s why having an experienced attorney on your side is key. They will help you understand what type of damages are covered and how much compensation you may be entitled to receive for them. Additionally, our team knows that insurance companies often try to minimize payouts or deny claims altogether, so they will make sure that all your documentation is in order and handle the negotiations with them.

Can’t Believe Your Insurance Company’s Decision? What Should You Do?

If you are not satisfied with the outcome of your claim, our Seminole property damage lawyers will fight to get you a fair settlement. We will review your case and the insurance company’s decision before filing an appeal with the courts. In addition, we can help you understand what type of evidence is necessary for a successful outcome and advise you on how to best present it in court.

When Do You Need A Property Damage Lawyer?

If you’ve been involved in a pedestrian accident and are considering filing a property damage claim, it is important to consult with an experienced attorney. While some minor damages may be covered under your insurance policy, more serious cases should be handled by an attorney who knows exactly how to handle such cases and will help ensure that you receive the compensation you deserve.

What Types Of Property Damage Are Covered Under A Standard Homeowners Policy in Seminole?

A standard homeowners insurance policy typically covers:

Theft Or Vandalism

Insurance policies typically cover theft or vandalism if they occur on your property. This includes damage to a fence, shed, or other structures on your property.

Damage Caused By Falling Objects

If an object such as a tree branch falls on your property and causes damage, you may be able to file a claim with your insurance company.

Fire And Smoke Damage

Fires can cause extensive damage to personal property, as well as the structure of your home. Most homeowners insurance policies cover fire and smoke damage, but it’s important to check with your provider for specific details on what is included.

Water Damage

Water damage from storms, floods, and other natural disasters is typically covered by a homeowners insurance policy.

Most policies cover hail and windstorm damage to your property, provided the storm was severe enough. It’s important to note, however, that these types of damages are often excluded from standard homeowners policies.

Common Reasons Property Damage Claims are Denied in Seminole

Insurance companies often deny claims due to a variety of reasons, including:

Negligence Or Recklessness

If it is found that the accident was caused due to your own negligence or recklessness, then a claim may be denied.

Insufficient Documentation

In order to receive compensation for any damages, adequate proof must be provided. If you do not have sufficient documentation to support your claim, it may be denied.

Insufficient Coverage

If the amount of coverage you have is not enough to cover the cost of repairs or replacements, then your claim may be denied.

Failure To Report The Incident

It is important that you notify your insurance company of any accident as soon as possible in order for them to properly investigate the incident and determine whether or not you should receive compensation.

The Most Common Causes Of Property Damage Claims in Seminole

When it comes to property damage insurance claims, there are several common causes that homeowners and businesses encounter. Understanding these causes can help policyholders navigate the insurance claims process more effectively.

Water Damage

Water damage is one of the most frequent causes of property damage claims in Florida. It can result from various sources such as burst pipes, plumbing leaks, appliance malfunctions, roof leaks, or severe weather events like hurricanes and storms. Water damage can lead to structural issues, mold growth, and damage to personal property.

Fire & Smoke Damage

Fires can devastate properties, causing significant damage to structures, possessions, and personal belongings. Fires can occur due to electrical faults, cooking accidents, heating equipment malfunctions, or natural disasters. Smoke damage is often associated with fires and can lead to lingering odors and discoloration.

Wind & Storm Damage

Florida is prone to severe weather events, including hurricanes, tropical storms, and high winds. These weather conditions can cause extensive property damage, including roof damage, broken windows, fallen trees, and structural compromises. High winds can also lead to projectiles that cause additional damage.

Mold Problems

The warm and humid climate in Florida creates favorable conditions for mold and fungal growth. Mold can develop as a result of water damage, plumbing leaks, or high humidity levels. It can cause health issues and damage to structures, requiring professional remediation and repairs.

Vandalism & Theft

Acts of vandalism, burglary, and theft can occur, leading to property damage and loss. Damage resulting from break-ins, property destruction, or theft of valuable items can be claimed under property insurance policies.

Natural Disasters

Florida is susceptible to various natural disasters, including hurricanes, floods, and tornadoes. These events can cause significant property damage, such as roof damage, structural collapse, flooding, and debris impact.

Plumbing & Sewer Issues

Problems with plumbing systems and sewer lines can cause extensive property damage if not promptly addressed. Burst pipes, sewer backups, and plumbing failures can result in water damage, mold growth, and structural issues.

Electrical Issues

Electrical malfunctions, faulty wiring, power surges, or lightning strikes can lead to property damage. Electrical fires, damaged appliances, and power outages can occur, requiring repairs and replacements.

Can You Sue Your Insurance Company For Denying a Property Damage Claim?

In some cases, you may be able to sue your insurance company if they wrongfully deny your claim. If you are a homeowner in Seminole County, Florida, for example, and suffered property damage due to a hurricane or other natural disaster, your insurance company could be liable for the damages.

You can take legal action if the insurance company deny your claim without providing any valid reasons and refusing to pay out on the policy. An experienced attorney can help you determine whether or not your insurance company is liable and what steps you can take to receive the compensation you deserve to cover your damages.

$60,000 settlement for a water damage caused by a broken pipe

How Can Our Seminole Property Damage Lawyers Help You?

At Herman & Wells, our Seminole property damage lawyers understand that when you’re suffering from the effects of property damage, you need help. We are dedicated to providing our clients with experienced legal guidance and representation so they can get the results they deserve.

Our attorneys have a wealth of experience helping individuals and businesses throughout Seminole County recover from property damage. We know how to effectively analyze and evaluate your situation so that we can determine the best strategy for obtaining maximum compensation.

How Much Does It Cost To Hire A Property Damage Attorney?

The cost of hiring a property damage attorney will depend on the type of case, the severity of damages and other factors. Generally speaking, cases involving property damage caused by natural disasters or negligence can be complex and require extensive legal work. In cases like these, an experienced attorney may charge an hourly rate or a flat fee for their services.

For cases involving damage to a property caused by a third-party, such as an automobile accident or vandalism, the cost can be more expensive. The property damage lawyers of Herman & Wells work on a contingency fee basis. This means that our clients are only responsible for paying us if we successfully recover compensation for them.

Book a Free Claim Review With Our Seminole Property Damage Lawyers

If you have suffered property damage due to an accident or other event, contact the attorneys of Herman & Wells. Our experienced and knowledgeable Seminole property damage lawyers can review your case and provide legal advice tailored to your particular situation. We are committed to helping our clients get fair compensation for their losses. Contact us today to learn more about how we can help you!

Case Results

See More Case Results

Shifflet v. Citizens Insurance

Citizens denied our client’s claim, saying that it didn’t have to pay because the damage was caused by decaying organic soil. We filed suit and, after a week-long jury trial, the jury found for our client.

Initial Position



Underpaid Fire Loss

Our client’s home was burned in an accidental fire.  The insurance company delayed paying and, when it finally paid, didn’t pay enough to replace the home.  We fought for additional living expense, building coverage, lost rental income, and other available coverage.  After going through an appraisal and then filing a lawsuit, we were able to recover over $450,000 from the insurance company.

Initial Position



Call us today for a Free Case Evaluation

(727) 821-3195