Seminole Water Damage Insurance Lawyers

It’s important for homeowners to take steps now to protect their property from water-related incidents by securing adequate insurance coverage. But what happens if your claim isn’t properly processed or unjustly denied altogether? That’s where a team of experienced Seminole water damage insurance lawyers can come in handy – they understand how burdensome navigating the legal process can be, especially when dealing with your own personal finances.

Having a knowledgeable attorney on your side not only gives you peace of mind but also increases your chances of recovering maximum compensation for losses incurred due to water damage. The water damage insurance lawyers of Herman & Wells have experience fighting for the rights of Floridians and can help ensure that your claim is resolved quickly. Contact us today to learn more about our services and how we can assist you.

Sudden leak caused homeowner to contact Seminole water damage insurance lawyers.

The Cliff Notes: Key Takeaways From This Page

  • You can challenge the decision of your insurance company.
  • Review your insurance policy to understand coverage and any exclusions.
  • Gather evidence, write a letter, and possibly engage a lawyer.
  • Bring all necessary documents, photos, invoices, or any other evidence that supports your claim.
  • Time is of essence when filing a dispute against an insurance company, you have two years to file a complaint according to Florida law.
  • You can still hire an attorney even if you’ve accepted a settlement offer.
  • Contact our experienced Seminole water damage insurance lawyers at Herman & Wells for a free consultation and let us help you through this difficult time.

Was Your Water Damage Insurance Claim Wrongfully Denied?

If your insurance claim has been denied or you are unsatisfied with the proposed settlement, don’t worry. As a homeowner, it’s within your rights to challenge the decision of the insurance company. Our team of experienced Seminole water damage insurance lawyers is just a call away and ready to assist you with a wrongfully denied claim.

Seminole Water Damage Insurance Lawyers: How We Can Help You

At Herman & Wells, we strive to serve you, the homeowner, in resolving your insurance claim disputes. Our Seminole water damage insurance lawyers are well-versed in all aspects of insurance law and have a track record of obtaining favorable outcomes for our clients. We meticulously review your policy to identify any discrepancies that may have led to an unjust denial of your claim. Furthermore, we negotiate with the insurance companies on your behalf, relieving you of this daunting task. Reach out to us, and let us turn your denied claim into a successful settlement.

Can You Challenge Your Insurance Company’s Decision?

As we mentioned earlier, yes — you can challenge the decision of your insurance company. It’s important to remember that as a homeowner, you have rights that must be respected by your carrier. Here are some steps you should follow:

Review Your Insurance Policy

The first step is to thoroughly review your insurance policy to understand the coverage and any exclusions. This will help you identify if there has been an error in the denial of your claim.

Gather Evidence

Compile all necessary documents, photos, invoices, or any other evidence that supports your claim. This information will be crucial when presenting your case to the insurance company.

Write A Letter

Draft a letter to your insurance company expressing your intention to challenge their decision. In your letter, clearly state the reasons why you believe the claim was wrongly denied and include your supporting evidence.

Engage A Lawyer

If your claim denial is not resolved satisfactorily, it might be time to involve a lawyer. A knowledgeable attorney, like the Seminole water damage insurance lawyers at Herman & Wells, can provide invaluable guidance and representation throughout the dispute process.

File A Formal Complaint

If necessary, you can also take the case to the state insurance commission or a court of law.

What Evidence Is Needed To Dispute A Denied Water Damage Claim In Seminole?

The evidence needed to dispute a denied water damage claim in Seminole will depend on the nature of the case. Generally speaking, you should provide proof of ownership, photos, and videos of property damage, receipts for any repairs made, police reports (if applicable), invoices from contractors or other third-party professionals hired to mitigate or restore your property, and any other documents that support your claim. Having a knowledgeable attorney on your side can help ensure you have all the necessary evidence to dispute the denied claim successfully.

Successful Case Examples: Water Damage Insurance Claim Resolutions

Our team of experienced Seminole water damage insurance lawyers has helped many homeowners successfully recover compensation for wrongfully denied claims. For example, we recently represented a client whose home was hit by a pipe burst, causing extensive damage to their property.

After the initial claim was denied, our public adjuster reached out to us and we filed a lawsuit on our client’s behalf. At the end of the process, we were able to secure a settlement that was more than six times higher than what had been initially offered by the insurance company – bringing the total amount paid up to $80,500.
$80,500 settlement for a water damage caused by a broken pipe
This is just one success story among many others. If you’ve experienced water damage and find yourself in a similar situation, don’t hesitate to contact our Seminole water damage insurance lawyers.

How Long Does It Take To Dispute A Denied Water Damage Claim?

The length of time it takes to dispute a denied water damage claim will depend on the individual case. However, with the help of an experienced legal team such as Herman & Wells, you can expect your case to be resolved quickly and efficiently. The negotiation process is typically straightforward and fast-paced when handled by our highly skilled attorneys. We understand that time is precious, so we work to ensure a swift resolution.

Is There A Time Limit For Filing A Dispute Against A Denied Water Damage Claim In Seminole?

Yes, there is a time limit for filing a dispute against a denied water damage claim in Seminole. According to Florida law, you must file your complaint within two years of the incident or denial of the claim. This means that it’s important to act quickly if you believe your insurance company has wrongfully denied your claim for water damage.

Our Insurance Dispute Lawyers Work On Contingency: What Does That Mean For You?

Working on a contingency basis means our legal services are provided without an upfront fee. You only pay us if we win your case and secure a favorable settlement for you. This approach eliminates financial risk on your part and ensures we’re motivated to strive for the best possible outcome. You can confidently engage our services knowing that our focus is on winning your case, not on collecting legal fees. This model aligns our success with yours, and is particularly beneficial for individuals who may be deterred by the typical costs associated with legal representation.

Can You Hire An Attorney If You’ve Already Accepted A Settlement Offer From Your Insurance Company?

Yes, you can still hire an attorney even if you’ve already accepted a settlement offer from your insurance company. Even though the insurer may have already paid out some funds, there are still cases where a lawyer can help maximize the amount of compensation you receive.

Water Damage Claim Denied? Call Herman & Wells

If your insurance company has denied a water damage claim that you believe is valid, it’s important to act quickly. Time is of the essence when it comes to filing a dispute against an insurer, and with the help of our experienced Seminole water damage insurance lawyers at Herman & Wells, you can confidently fight for the compensation you deserve. Call (727) 821-3195 for a free consultation and let us help you through this difficult time.

Case Results

See More Case Results

Denied Claim for Septic Tank Backup

Soon after buying their home, our clients had water that backed up from their septic system into their house, damaging their floors and walls.  The insurance company denied the claim and later tried to limit the homeowners’ recovery to just $5,000 because of a sewer backup clause in the insurance policy.  We argued the issue before the court and won.  Shortly before the case was going to be tried, we were able to resolve the claim for $130,000.

Initial Position

Claim Denied

$130,000.00

Denied Water Damage Claim

Our client’s business was flooded when a pump failed during a hurricane, shutting down the business’s ability to generate income until repairs were complete.  The insurance company denied the claim based on exclusions in the policy for water damage.  We sued the insurance company and were able to recover $190,000.

Initial Position

Claim Denied

$190,000.00

Call us today for a Free Case Evaluation

(727) 821-3195