Palm Harbor Insurance Dispute Attorneys
Need an Insurance Dispute Attorney in Palm Harbor?
If you live in Palm Harbor, Florida, and require assistance with an insurance dispute, look no further than our experienced legal team. Our Palm Harbor insurance dispute lawyers are here to help you navigate the complex world of insurance law and determine the best course of action for your case.
We understand that dealing with insurance companies can be incredibly stressful and often require detailed knowledge of the law in order to get a favorable outcome. That’s why our Palm Harbor insurance dispute lawyers are dedicated and determined to provide you with the best service available. We will work diligently to ensure that your case is properly handled so that you can receive the compensation and justice you deserve.
Contact us today at (727) 821-3195 for a free consultation with one of our insurance dispute attorneys in Palm Harbor.
When Should You Hire a Lawyer for an Insurance Claim?
The best time to hire an insurance dispute lawyer is before you even enter into an insurance dispute. Palm Harbor, Florida is home to many highly skilled and knowledgeable insurance dispute attorneys who can assist you in understanding your rights as a policyholder or claimant. They can review the language of your insurance policy and help you determine whether the terms have been breached by the insurer.
Although you can hire an insurance dispute lawyer at any point in the claims process, it’s best to get legal advice prior to making a claim, so you are aware of your rights, obligations, and deadlines. Doing this can help ensure that the insurance company isn’t taking advantage of you or denying valid claims. An experienced Palm Harbor insurance dispute lawyer can also review all documentation associated with the claim and provide guidance on how best to proceed.
Case Results
See More Case ResultsUnderpaid Fire Loss
Our client’s home was burned in an accidental fire. The insurance company delayed paying and, when it finally paid, didn’t pay enough to replace the home. We fought for additional living expense, building coverage, lost rental income, and other available coverage. After going through an appraisal and then filing a lawsuit, we were able to recover over $450,000 from the insurance company.Initial Position
Underpaid
$460,000.00
Tile Roof Claim in St. Petersburg
Our clients made a claim for damage to the tile roof of their home in St. Petersburg, Florida, which they believed was caused by wind. The insurance company denied the claim, taking the position that the damage was the result of wear and tear and faulty workmanship. We filed a lawsuit on behalf of our clients and fought for them against the denied claim. In the end, we were able to settle the claim for $150,000, and our clients were able to repair their roof.
Initial Position
Claim Denied
$150,000.00
What Types Of Claims Can Our Palm Harbor Insurance Dispute Attorneys Help With?
At our Palm Harbor office, we can provide you with the knowledgeable and experienced legal representation you need in order to navigate insurance disputes with ease. Our attorneys have extensive experience working on cases related to automobile insurance, homeowners insurance, business liability insurance, health insurance, disability insurance, and more.
Property Damage
When an insurance company denies or underpays a property damage claim, it can be challenging to fight back without the help of an experienced Palm Harbor insurance dispute lawyer. Fortunately, our firm has the legal expertise and resources needed to successfully navigate these disputes.
Commercial Insurance
At our Palm Harbor office, we understand the complexities of commercial insurance and can provide knowledgeable legal advice to help small and large businesses alike. With over 25 years of experience handling all types of insurance disputes, you can be sure that we have the resources and expertise needed to represent your interests in court.
Hurricane/Storm Damage
In Florida, it's not uncommon for insurance companies to deny or underpay hurricane and storm damage claims. If you have been a victim of this type of insurance dispute, our Palm Harbor insurance dispute lawyers can provide the legal guidance you need to pursue justice and get the compensation you deserve.
Common Reasons Insurance Claims are Denied in Palm Harbor
If you live in Palm Harbor, Florida, and have had an insurance claim denied, you may benefit from the services of a knowledgeable insurance dispute lawyer. Disputes with insurers over claims can be complex and require the assistance of an experienced professional to resolve them. Common reasons why insurance companies deny claims include:
Lack of Documentation
Insurers may deny a claim if the policyholder does not provide sufficient documentation of their losses.
Exclusions
Even if all other requirements are met, some policies contain exclusions that may prevent coverage for certain types of claims such as flood damage or earthquake damage.
Misrepresentation
An insurance company can deny a claim if they determine that a policyholder has intentionally or unintentionally provided inaccurate information.
Pre-Existing Conditions
Some health insurance policies don't cover pre-existing conditions, which means that any medical expenses related to a pre-existing condition will not be covered.
Late Payment
If you pay your insurance premium late, your insurer may deny coverage for any claims submitted during the period of late or missed payments.
If you have had an insurance claim denied in Palm Harbor, Florida, it is important that you speak with a skilled insurance dispute lawyer to understand your rights and options. An attorney can help you identify the possible reasons for the denial, as well as explore potential legal options that may be available to you.
Do Insurance Companies Underpay Claims for Similar Reasons?
Yes, insurance companies underpay claims for various reasons. Palm Harbor in Florida is no exception. Common tactics used by insurance companies to reduce the amount of a claim payment include misplacing paperwork, disregarding key evidence, denying coverage for certain types of damages and blaming policyholders for not following the proper procedures when filing a claim.
Can You Sue An Insurance Company For Denying A Claim?
Yes, you can sue an insurance company for denying a claim. You may be able to collect damages if the company acted in bad faith or violated any contractual obligations. Bad faith is a legal term that means the insurance company has acted unreasonably or in a deceptive manner.
If you have an insurance dispute in Palm Harbor, Florida, you should seek out the help of an insurance dispute lawyer. An experienced attorney can evaluate your case and determine what your best course of action is. A Palm Harbor, Florida insurance dispute lawyers at Herman & Wells can help you assess your case and determine whether filing a lawsuit is a viable option.
How To Tell If Your Insurance Adjuster Acted Negligently
If you have an insurance dispute in Palm Harbor, Florida, and are considering seeking legal counsel, it is important to understand if your insurance adjuster acted negligently. An experienced insurance dispute lawyer can help you determine if your insurer violated the law or breached its contractual obligations.
The following are common signs that may indicate negligence on the part of your insurance adjuster:
- Your insurance adjuster failed to investigate the claim in a timely manner or missed important evidence.
- The insurance adjuster employed tactics to delay payment or limited coverage by providing inaccurate information about your policy.
- The insurance adjuster suggested that you waive some of your rights as part of the settlement agreement.
- Your insurance adjuster failed to provide a reasonable explanation for denying or reducing your claim.
- The insurance adjuster refused to negotiate a settlement in good faith.
- The insurance company is unreasonably delaying payment of the claim, despite having sufficient information and evidence to make a decision.
If you believe that your insurance adjuster has acted negligently, it is important to contact an experienced Palm Harbor insurance dispute lawyer immediately.
Do You Need an Attorney to Dispute Your Insurance Company's Decision?
If you’re in Palm Harbor, Florida and facing an insurance dispute with your provider, it may be time to enlist the help of a professional insurance dispute lawyer. A skilled attorney can help you understand your legal rights and options while working to reach a favorable resolution on your behalf. Insurance companies are counting on you to be underrepresented, this way they can take advantage of you and your claim. Don’t let them win; get an insurance dispute lawyer on your side today.
A Palm Harbor, Florida insurance dispute lawyer can help protect you from unfair practices by the insurance company. The attorney will investigate the details of your case to make sure that all legal standards are met in order to ensure a positive outcome. They can also provide advice and guidance during the dispute process, helping you navigate the legal obstacles that may arise. In addition, your Palm Harbor, Florida insurance dispute lawyer will make sure that all information is properly collected and presented in order to secure a successful result for you.
How Can Our Palm Harbor Insurance Dispute Attorneys Help You?
If you are a Palm Harbor, Florida resident who is dealing with an insurance dispute, the experienced lawyers at Herman & Wells can help. We understand the frustration and stress that comes with insurance disputes and have extensive experience successfully handling them for clients across Palm Harbor and throughout Florida.
What Is Our Law Firm’s Process For Insurance Dispute Cases
At Herman & Wells, our process for insurance dispute cases is simple and straightforward. First, we will evaluate your case to see if you have a valid claim. If you do, we will then file a claim on your behalf with the insurance company.
The insurance company will then have 30 days to respond to our claim. If they deny your claim, we will then file a lawsuit on your behalf. We will aggressively represent you throughout the entire legal process to help you get the compensation you deserve.
Contact us today to schedule a consultation with one of our experienced Palm Harbor insurance dispute attorneys. We can review your case and explain your legal options in detail.
Here's what to do next
1.
Call us. It's free.
2.
Get answers to your questions with no commitment.
3.
We will guide you through treatment, making the claim, and get you the money it takes to make up for what you have been through.
Pay NOTHING unless we get you money.
Call (727) 821-3195 now for a free consultation with no strings attached. Find out what your rights are.
Book a Free Claim Review With Our Palm Harbor Insurance Dispute Attorneys
If you’ve been struggling to resolve an insurance dispute in Palm Harbor, Florida, your best option is to contact a knowledgeable insurance dispute lawyer. At the law offices of Herman & Wells, our Palm Harbor insurance dispute lawyers have decades of experience representing clients in all types of insurance disputes. We understand the intricacies of insurance law and are well-versed in the applicable laws in Palm Harbor, Florida. We’re committed to helping our clients obtain a fair resolution of their dispute.
Book a free consultation with us today and find out how our Palm Harbor insurance dispute lawyers can help you. We’ll provide you with an honest assessment so you can make an informed decision about how to proceed. Contact us at (727) 440-3796 to get started. Our Palm Harbor insurance dispute lawyers are here to help you get the justice you deserve.