Dunedin Insurance Dispute Attorneys

“I wholeheartedly endorse Attorney Jason Herman and his team at Herman & Wells. I had the pleasure of engaging with a lawyer who demonstrated a profound dedication to his profession and field of specialty. Jason invested ample time across various days to provide guidance on a complex issue that my company was grappling with, specifically related to our general and professional liability policies.”

Darrick A

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WHAT HAPPENED?

Did you know that if you have a dispute with your insurance company, you may be able to take legal action? Many Dunedin residents don’t realize this, and simply give up when they experience difficulty getting the insurance company to payout on a claim. Fortunately, our Dunedin insurance dispute attorneys understand exactly how to protect your rights in these situations.

Herman & Wells has a team of lawyers with decades of combined experience helping people in Dunedin get the compensation they deserve from their insurance companies. So if you’re facing a dispute with your insurer, don’t hesitate to call us for help. We’ll fight for you every step of the way.

Do you need an attorney to dispute your insurance company’s decision?

Contact us today at (727) 821-3195 for a free consultation with one of our insurance dispute attorneys in Dunedin.

THE CLIFF NOTES

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THE CLIFF NOTES

Get the key takeaways from this page

Attorney Jason Herman and Attorney Cliff Wells, managing partners at Herman & Wells Law Firm.
  • Experienced Legal Support: Our law firm specializes in assisting Dunedin policyholders with wrongfully denied, underpaid or closed insurance claims.
  • Expertise in Various Claims: We handle a wide range of insurance claims, including property damage, commercial insurance, and life insurance claims.
  • Successful Case Examples: Our insurance claim lawyers have a track record of successful outcomes, such as settling a denied life insurance claim for $200,500.
  • Bad Faith Insurance Claims: Our firm can help determine if your claim was handled in bad faith, such as wrongfully denying or underpaying valid insurance claims.
  • Negligent Insurance Agents: Our attorneys will evaluate whether an insurance agent’s actions constituted negligence, such as failure to disclose crucial policy details or providing inadequate advice.
  • Client-Centric Approach: Our lawyers work on a contingency basis, supporting clients throughout the entire claims process, including litigation when required.
  • Free Claim Review: Policyholders can contact Herman & Wells to book a free claim review with one of our experienced Dunedin insurance claim lawyers.

WHEN SHOULD YOU HIRE A LAWYER FOR AN INSURANCE CLAIM?

There are many types of insurance disputes. Some common examples include:

  • Your insurance company denies your claim
  • Your insurance company cancels your policy
  • Your insurance company does not pay the full amount of your claim
  • You have a dispute with your insurance agent or broker

If you are facing any of these issues, you should talk to a lawyer who knows the ins and outs of the insurance claims process in Florida. Insurance companies have lawyers representing them, so you should too. The sooner you consult with an attorney, the better chance you have of protecting your rights and getting the compensation you deserve.

WHAT TYPES OF CLAIMS CAN OUR DUNEDIN INSURANCE DISPUTE ATTORNEYS HELP WITH?

Our clients turn to us when their insurance company has wrongfully denied, underpaid, or closed a legitimate claim. This could include denial of a claim after a car accident, a denial of benefits after a fire or other disaster, or the closing of a claim without proper investigation. We understand the tactics that insurance companies use to try and avoid paying claims, and we’re prepared to fight back on behalf of our clients.

If you’ve been denied benefits or your claim has been mishandled by your insurance company, don’t hesitate to contact us. We’ll review your policy and work with you to build a strong case. We’re not afraid to take on the insurance companies, and we’ll fight for the full amount of benefits you’re entitled to under your policy.

Property Damage

If your property has been damaged, you’re likely dealing with a lot of stress. The last thing you need is for your insurance company to deny your claim or delay payment. Our Dunedin insurance dispute attorneys can help you get the compensation you need to repair or replace your damaged property. We understand the ins and outs of property damage claims and will work diligently to get you the best possible outcome.

Commercial Insurance

Businesses rely on insurance to protect them from a variety of risks. When a business is faced with a loss, the last thing they need is for its insurance company to deny its claim. Our Dunedin insurance dispute attorneys have experience handling commercial insurance claims, and we’ll work tirelessly to get you the compensation you need to recover from your loss.

Life Insurance

If you’ve been denied life insurance benefits, our Dunedin insurance dispute attorneys can help. We understand the complicated process of filing a life insurance claim, and we’ll work with you to make sure your claim is handled properly. We know how difficult it can be to lose a loved one, and we’ll do everything we can to make sure you get the benefits.

$200,500 settlement from past life insurance claim dispute case in Florida.
Hanna Waldhalm
Hanna Waldhalm
May 2, 2024
If you are seemingly up against the impossible Keith Stahl, with Herman and Wells, WILL have your back and he WILL get positive results! I can highly recommend him for whatever the odds are against you!
Kate Adams Chamizo
Kate Adams Chamizo
April 28, 2024
I recently experienced a hit and run auto accident and felt lost and hopeless when it came to next steps. Herman & Wells provided step by step care and made the entire process smooth. Certainly something needed after such a traumatic event. Dara worked with me directly to ensure I had all questions answered and knew the entire process. I was able to hold my car insurance accountable with the help their help. I highly recommend using their services, you won't be disappointed.
nick michailos
nick michailos
April 27, 2024
Keith Stahl represented me, and I couldn't be happier!
Ronnie Kaye
Ronnie Kaye
April 17, 2024
Highly recommended, they worked hard and diligently to get the best outcome possible, ALWAYS answered the phone and always addressed all my concern's. 5 stars!!!!
Zack McMackin
Zack McMackin
April 16, 2024
Bill Demas is an exceptional disability and personal injury claims attorney who tirelessly fights for the rights of his clients. Having had the privilege of collaborating with him on numerous occasions over the years, I have consistently been astounded by his unwavering dedication and unwavering resolve. Bill not only takes the time to attentively listen to his clients' concerns but also ensures they have a comprehensive understanding of the legal process, guiding them every step of the way. His meticulous attention to detail and strategic mindset consistently maximize the chances of achieving a successful outcome. Additionally, Bill's compassion and support extend beyond his legal expertise, as he empathetically understands the emotional toll these situations can have on his clients. Without hesitation, I wholeheartedly recommend Mr. Demas to anyone seeking a disability claims lawyer who will fiercely fight for their rights.
michael grahs
michael grahs
April 5, 2024
Warren did us a huge favor and was extremely honest with his opinion and will definitely use him if needed again.
Chuck Kirk
Chuck Kirk
March 26, 2024
William C. Demas, Esq. Disability, ERISA, Life, and First Party Insurance Attorney. Bill was prepared for the appeal and won our LTD appeal against Lincoln.
Janet Martin
Janet Martin
March 21, 2024
Herman & Wells went above and beyond to help me with my legal problem. Alan Gustafson helped me and always returned my calls and gave sound advice along the way. I highly recommend Herman & Wells.
JS M
JS M
March 20, 2024
Attorney Bill Demas is someone I would HIGHLY recommend if you are experiencing a disability insurance issue. From the first conversation I had with Bill, he took the time to listen and truly understand my situation and the challenges I was facing. Bill is the most genuine and honest attorney I have ever worked with before. While so many other attorneys treated me as “just another case,” Bill went WAY above and beyond to educate me and most importantly advocate for me. He invested the time I needed and I’ll forever be grateful for his services and support. To anyone reading this, don’t look beyond Herman and Wells and especially Attorney Bill Demas! The entire firm has been professional, helpful and provided an experience that exceeded my expectations. Thank you to Herman & Wells and Attorney Bill Demas!

COMMON REASONS INSURANCE CLAIMS ARE DENIED IN DUNEDIN

If you’re like most people, you probably have insurance to protect yourself and your property in case of an emergency.

COMMON REASONS INSURANCE CLAIMS ARE DENIED IN DUNEDIN

If you’re like most people, you probably have insurance to protect yourself and your property in case of an emergency.

An insurance agent explains the policy to Florida homeowners.

But what happens when your insurance company denies your claim? Insurance companies deny claims for a variety of reasons. Some of the most common reasons include:

  • The insurance company says you didn’t have the right coverage
  • The insurance company says your claim is not covered by your policy
  • The insurance company says your claim is too small to pay
  • The Insurance company says you waited too long to file your claim
  • The Insurance company says you can’t prove your loss
  • If your insurance claim has been denied, you may be feeling frustrated and helpless. But don’t give up! An experienced insurance dispute lawyer can help you get the compensation you deserve.

Insurance companies are in business to make money, not to pay claims. They have teams of adjusters and lawyers whose job it is to deny claims or pay out as little as possible. You need a lawyer on your side who knows how to navigate the insurance claim process and fight for your rights.

The attorneys at Herman & Wells are experienced insurance dispute lawyers who have successfully represented many clients in Dunedin and throughout Florida. We know how to deal with insurance companies and their tactics. We will thoroughly review your policy and gather all the evidence needed to build a strong case on your behalf.

Do Insurance Companies Underpay Claims For Similar Reasons?

Insurance companies are for-profit businesses. They generate income by collecting premiums and then investing that money. Insurance companies also want to make a profit, which means they try to pay out as little as possible on claims.

Some insurance companies use similar tactics to underpay different types of claims. For example, auto insurance companies may undervalue property damage claims after an accident. Homeowners’ insurance companies may lowball the cost of repairs after a hurricane. And health insurance companies may refuse to pay for certain treatments or services.

If you have an insurance policy, you expect the company to act in good faith and pay what it owes you. Unfortunately, that’s not always the case. Insurance companies often wrongfully deny or underpay valid insurance claims.

If your insurance company has denied your claim or offered a low settlement, you may be able to recover the money you’re owed by filing a lawsuit. The Insurance Dispute Attorneys at Herman & Wells can help. We have experience handling all types of insurance disputes and will fight to get you the compensation you deserve.

DO YOU HAVE A BAD FAITH INSURANCE CLAIM IN DUNEDIN?

If you have been the victim of insurance bad faith or denied benefits in Dunedin, the Insurance Dispute Attorneys of Herman & Wells can help. We understand the tactics insurance companies use to delay, deny, and underpay claims, and we know how to fight back.

SIGNS YOUR INSURANCE AGENT MAY HAVE ACTED NEGLIGENTLY

If you’ve been involved in an accident, you’re likely working with an insurance agent to file a claim. Insurance agents are supposed to be helpful and advocate on your behalf to get you the best possible outcome. Unfortunately, not all insurance agents have your best interests at heart. If you suspect your insurance agent may have acted negligently, here are some signs to look for:

  • Your claim has been denied
  • The insurance company is offering you a low settlement
  • You feel like you’re being pushed into a settlement
  • The insurance company is delaying payment on your claim
  • You’re not getting straight answers from the insurance agent
  • If you’re experiencing any of these issues, it’s important to speak with an experienced insurance dispute lawyer. An insurance dispute lawyer can help you navigate the claims process and make sure you get the compensation you deserve.
  • Your claim has been denied
  • The insurance company is offering you a low settlement
  • You feel like you’re being pushed into a settlement
  • The insurance company is delaying payment on your claim
  • You’re not getting straight answers from the insurance agent
  • If you’re experiencing any of these issues, it’s important to speak with an experienced insurance dispute lawyer. An insurance dispute lawyer can help you navigate the claims process and make sure you get the compensation you deserve.

Insurance agents have a duty to act in good faith when handling claims. If you believe your insurance agent has acted negligently, contact Herman & Wells today to schedule a consultation. We’re here to help you get the compensation you need to move on with your life.

TIMELINE FOR PROPERTY DAMAGE INSURANCE CLAIMS IN DUNEDIN

After a Dunedin, Florida property owner files an insurance claim, the insurance company will have a timeline of events that they must follow. This timeline is set by the state of Florida and is in place to ensure that both the policyholder and the insurance company are treated fairly.

The first step in the process is for the insurance company to acknowledge receipt of the claim. They have 14 days to do this. Once they have acknowledged receipt, they will then have 30 days to investigate the claim and make a decision.

If they decide to deny the claim, they must provide a written explanation of their decision within 14 days. If they decide to approve the claim, they must notify the policyholder within 30 days and provide a written estimate of the damages.

Once the policyholder receives the estimate, they have 90 days to accept or reject it. If they accept it, the insurance company will have 30 days to pay out the claim. If the policyholder rejects the estimate, they have 60 days to file a lawsuit.

If you find yourself in a situation where your insurance company is not following this timeline, you may need to hire an insurance dispute attorney. An experienced attorney can help you navigate the process and ensure that you are treated fairly.

How Long Do Home Insurance Claims Take To Settle?

Most insurance companies have a timeframe of 30 to 60 days to investigate and settle a home insurance claim. However, some Dunedin residents have found that their home insurance companies take much longer to process and pay out claims. In some cases, Dunedin homeowners have even had their claims denied altogether.

If you’re facing delays or denials on your home insurance claim, you don’t have to go through it alone. The experienced Dunedin insurance dispute attorneys at Herman & Wells can help you get the compensation you deserve.

We understand the frustration and anxiety that comes with dealing with an uncooperative insurance company. We’ll handle all the paperwork and negotiations for you so you can focus on what’s important – your family and your home.

HOW CAN OUR DUNEDIN INSURANCE DISPUTE ATTORNEYS HELP YOU?

If you’re in a dispute with your insurance company, you need an attorney who understands insurance law and knows how to fight for your rights. At Herman & Wells, our Dunedin insurance dispute attorneys have 30 years of experience helping policyholders like you get the benefits they’re entitled to.

We understand that dealing with an insurance company can be frustrating and confusing. Insurance companies are in business to make money, not to pay claims. They often use delay tactics and hope that policyholders will give up and go away. But we know how to stand up to the insurance companies and get results.

If you’ve been denied benefits or your claim has been delayed, we can help. We’ll review your policy and work with you to build a strong case. We’re not afraid to take on the insurance companies, and we’ll fight for the full amount of benefits you’re entitled to under your policy.

Contact us today to schedule a consultation with one of our experienced Dunedin insurance dispute attorneys. We’ll review your case and help you understand your options.

Attorney Jason Herman standing by the office window at Herman & Wells Law Firm.

WHAT IS OUR LAW FIRM’S PROCESS FOR INSURANCE DISPUTE CASES

At Herman & Wells, our process for insurance dispute cases is simple and straightforward. First, we will evaluate your case to see if you have a valid claim. If you do, we will then file a claim on your behalf with the insurance company.

The insurance company will then have 30 days to respond to our claim. If they deny your claim, we will then file a lawsuit on your behalf. We will aggressively represent you throughout the entire legal process to help you get the compensation you deserve.

Contact us today to schedule a consultation with one of our experienced Dunedin insurance dispute attorneys. We can review your case and explain your legal options in detail.

CONTACT OUR DUNEDIN INSURANCE DISPUTE LAWYERS

If you have been injured in an accident, or your property has been damaged, don’t wait to contact a lawyer. The lawyers at Herman & Wells are here to help. We understand how to handle insurance disputes and can help you get the money you’re entitled to. Contact us today for a free consultation and let us review your case. We’ll help you understand your legal options and guide you through the process of filing a claim.

We offer free claim reviews so that you can discuss your case with an attorney and see what options are available to you. Don’t let the insurance company take advantage of you – call (727) 821-3195 for help.

CONTACT OUR DUNEDIN INSURANCE DISPUTE LAWYERS

If you have been injured in an accident, or your property has been damaged, don’t wait to contact a lawyer. The lawyers at Herman & Wells are here to help. We understand how to handle insurance disputes and can help you get the money you’re entitled to. Contact us today for a free consultation and let us review your case. We’ll help you understand your legal options and guide you through the process of filing a claim.

We offer free claim reviews so that you can discuss your case with an attorney and see what options are available to you. Don’t let the insurance company take advantage of you – call (727) 821-3195 for help.

TELL US YOUR STORY. WE LISTEN!

By submitting my data I agree to be contacted