Insurance Legal Advice & Personal Counsel

“We did a free consultation with Jason who provided extremely helpful legal advice regarding an insurance claim for termite damage in our home. He was transparent, kind and friendly.”

Logan K

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WHAT HAPPENED?

If you or your business has been sued and is being defended by an insurance company, you’ve been appointed an attorney by the insurance company to defend you. That attorney has ethical obligations to both you and the insurance company. If there are issues between you and the insurance company, the insurance company’s appointed lawyer cannot get in the middle of them. For that reason, someone may have already suggested that you retain personal counsel.

Personal counsel is an attorney that only represents you. Personal counsel can help convince an insurance company to settle a lawsuit that threatens you or your business with personal exposure. Personal counsel also gets involved when the insurance company is saying it may not cover the claim or has reserved the rights to pull out from defending you or your business.

THE CLIFF NOTES

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THE CLIFF NOTES

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Attorney Jason Herman and Attorney Cliff Wells, managing partners at Herman & Wells Law Firm.
  • When represented by an insurance-appointed attorney, personal counsel exclusively advocates for you, especially in settling disputes or addressing coverage concerns between you and the insurance company.
  • We handle insurance-related concerns, including confidentiality, reservation of rights letters, coverage disputes, declaratory judgment actions, and situations lacking assurances from the insurance company.
  • If you need personal counsel, call (727) 821-3195 to discuss how we can assist you.

PERSONAL COUNSEL SERVICES

We serve as personal counsel for clients.

PERSONAL COUNSEL SERVICES

We serve as personal counsel for clients.

We make sure that clients’ concerns are addressed by the insurance company, including when there is a need for confidentiality. We also respond to reservation of rights letters sent by insurance companies and assist in ensuring that mutually agreeable counsel are appointed.

Hanna Waldhalm
Hanna Waldhalm
May 2, 2024
If you are seemingly up against the impossible Keith Stahl, with Herman and Wells, WILL have your back and he WILL get positive results! I can highly recommend him for whatever the odds are against you!
Kate Adams Chamizo
Kate Adams Chamizo
April 28, 2024
I recently experienced a hit and run auto accident and felt lost and hopeless when it came to next steps. Herman & Wells provided step by step care and made the entire process smooth. Certainly something needed after such a traumatic event. Dara worked with me directly to ensure I had all questions answered and knew the entire process. I was able to hold my car insurance accountable with the help their help. I highly recommend using their services, you won't be disappointed.
nick michailos
nick michailos
April 27, 2024
Keith Stahl represented me, and I couldn't be happier!
Ronnie Kaye
Ronnie Kaye
April 17, 2024
Highly recommended, they worked hard and diligently to get the best outcome possible, ALWAYS answered the phone and always addressed all my concern's. 5 stars!!!!
Zack McMackin
Zack McMackin
April 16, 2024
Bill Demas is an exceptional disability and personal injury claims attorney who tirelessly fights for the rights of his clients. Having had the privilege of collaborating with him on numerous occasions over the years, I have consistently been astounded by his unwavering dedication and unwavering resolve. Bill not only takes the time to attentively listen to his clients' concerns but also ensures they have a comprehensive understanding of the legal process, guiding them every step of the way. His meticulous attention to detail and strategic mindset consistently maximize the chances of achieving a successful outcome. Additionally, Bill's compassion and support extend beyond his legal expertise, as he empathetically understands the emotional toll these situations can have on his clients. Without hesitation, I wholeheartedly recommend Mr. Demas to anyone seeking a disability claims lawyer who will fiercely fight for their rights.
michael grahs
michael grahs
April 5, 2024
Warren did us a huge favor and was extremely honest with his opinion and will definitely use him if needed again.
Chuck Kirk
Chuck Kirk
March 26, 2024
William C. Demas, Esq. Disability, ERISA, Life, and First Party Insurance Attorney. Bill was prepared for the appeal and won our LTD appeal against Lincoln.
Janet Martin
Janet Martin
March 21, 2024
Herman & Wells went above and beyond to help me with my legal problem. Alan Gustafson helped me and always returned my calls and gave sound advice along the way. I highly recommend Herman & Wells.
JS M
JS M
March 20, 2024
Attorney Bill Demas is someone I would HIGHLY recommend if you are experiencing a disability insurance issue. From the first conversation I had with Bill, he took the time to listen and truly understand my situation and the challenges I was facing. Bill is the most genuine and honest attorney I have ever worked with before. While so many other attorneys treated me as “just another case,” Bill went WAY above and beyond to educate me and most importantly advocate for me. He invested the time I needed and I’ll forever be grateful for his services and support. To anyone reading this, don’t look beyond Herman and Wells and especially Attorney Bill Demas! The entire firm has been professional, helpful and provided an experience that exceeded my expectations. Thank you to Herman & Wells and Attorney Bill Demas!

If there is a dispute over whether a claim should be covered, we also help. We defend our clients against declaratory judgment actions. We give advice about how to handle situations where the insurance company isn’t giving any real assurances.

If you think you might need personal counsel, please reach out to us and we can talk about whether we can help you and how it will work.

CONTACT OUR FLORIDA INSURANCE DISPUTE LAWYERS

Florida’s insurance claim process can be complex and frustrating, but our insurance claim lawyers can help. We offer a free consultation so that we can review your case and determine how we can best assist you.

Call Herman & Wells at (727) 821-3195 today to schedule your appointment. We look forward to speaking with you!

CONTACT OUR FLORIDA INSURANCE DISPUTE LAWYERS

Florida’s insurance claim process can be complex and frustrating, but our insurance claim lawyers can help. We offer a free consultation so that we can review your case and determine how we can best assist you.

Call Herman & Wells at (727) 821-3195 today to schedule your appointment. We look forward to speaking with you!

TELL US YOUR STORY. WE LISTEN!

By submitting my data I agree to be contacted