Lakewood Ranch Insurance Dispute Lawyers

“The team at Herman & Wells showed a deep understanding of the complexities of insurance claims and guided me with clarity and precision. Their ability to explain legal concepts in a concise and accessible manner was truly impressive, ensuring that I was informed and empowered to make informed decisions.”

Mia S

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WHAT HAPPENED?

Are you a Lakewood Ranch resident who’s currently dealing with an insurance dispute? Are the ins and outs of legal jargon confusing to you? Don’t worry—we’re here to help!

At our firm, we understand that navigating the complexities of insurance law can be tough. That’s why we’ve dedicated ourselves to providing experienced and knowledgeable assistance for any Florida resident in need of a good insurance dispute lawyer.

We can guide you through this tricky process while keeping your rights protected every step of the way. Contact Herman & Wells today to learn how our Lakewood Ranch insurance dispute lawyers can fight for you.

THE CLIFF NOTES

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THE CLIFF NOTES

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Attorney Jason Herman and Attorney Cliff Wells, managing partners at Herman & Wells Law Firm.
  • Experienced Legal Support: Our law firm specializes in assisting Lakewood Ranch policyholders with wrongfully denied or underpaid insurance claims.
  • Expertise in Various Claims: We handle a wide range of insurance claims, including property damage, commercial insurance, and disability insurance claims.
  • Bad Faith Insurance Claims: Our firm can help determine if your claim was handled in bad faith, such as through inadequate investigation or delayed payment.
  • Negligent Insurance Agents: Our attorneys will assess if an insurance agent acted negligently, like failing to disclose important policy details or giving poor advice.
  • Suing Insurance Companies: We will guide when and how to sue an insurance company for denying a claim.
  • Client-Centric Approach: Our lawyers work on a contingency basis and guide clients through the entire claim process, including litigation if necessary.
  • Free Claim Review: Policyholders can contact Herman & Wells to book a free claim review with one of our experienced Lakewood Ranch insurance claim lawyers.

CAN YOU LEGALLY DISPUTE YOUR INSURANCE COMPANY’S DECISION?

At Herman & Wells, Florida’s leading insurance dispute lawyer, we believe that Florida residents should never have to accept an insurance company’s decisions as final. We provide experienced and dedicated legal counsel to individuals living throughout Lakewood Ranch who are facing disputes with their insurance companies.

Will You Be Dropped By Your Insurance Company If You Dispute?

Insurance companies are legally obligated to take reasonable steps to resolve disputes with their customers. Florida law requires insurance companies to provide a reasonable response within 45 days of any dispute being made. If your insurance company does not respond, then you may be able to take legal action against them.

You should never expect your insurance to drop you for disputing a decision. If your insurance company suddenly drops you, it could be a sign of illegal discrimination and you should contact an insurance dispute lawyer right away.

WHEN DO YOU NEED AN INSURANCE DISPUTE LAWYER?

If your insurance is offering you a lower settlement than you expected, or worse, if they are denying your claim altogether, a Florida insurance dispute lawyer from Lakewood Ranch can help. Once you hire an insurance dispute attorney, they can review the facts of your case and determine whether or not you have a valid claim against your insurer. They can work to negotiate a better settlement for you with the insurance company and represent you in court if necessary.

Hanna Waldhalm
Hanna Waldhalm
May 2, 2024
If you are seemingly up against the impossible Keith Stahl, with Herman and Wells, WILL have your back and he WILL get positive results! I can highly recommend him for whatever the odds are against you!
Kate Adams Chamizo
Kate Adams Chamizo
April 28, 2024
I recently experienced a hit and run auto accident and felt lost and hopeless when it came to next steps. Herman & Wells provided step by step care and made the entire process smooth. Certainly something needed after such a traumatic event. Dara worked with me directly to ensure I had all questions answered and knew the entire process. I was able to hold my car insurance accountable with the help their help. I highly recommend using their services, you won't be disappointed.
nick michailos
nick michailos
April 27, 2024
Keith Stahl represented me, and I couldn't be happier!
Ronnie Kaye
Ronnie Kaye
April 17, 2024
Highly recommended, they worked hard and diligently to get the best outcome possible, ALWAYS answered the phone and always addressed all my concern's. 5 stars!!!!
Zack McMackin
Zack McMackin
April 16, 2024
Bill Demas is an exceptional disability and personal injury claims attorney who tirelessly fights for the rights of his clients. Having had the privilege of collaborating with him on numerous occasions over the years, I have consistently been astounded by his unwavering dedication and unwavering resolve. Bill not only takes the time to attentively listen to his clients' concerns but also ensures they have a comprehensive understanding of the legal process, guiding them every step of the way. His meticulous attention to detail and strategic mindset consistently maximize the chances of achieving a successful outcome. Additionally, Bill's compassion and support extend beyond his legal expertise, as he empathetically understands the emotional toll these situations can have on his clients. Without hesitation, I wholeheartedly recommend Mr. Demas to anyone seeking a disability claims lawyer who will fiercely fight for their rights.
michael grahs
michael grahs
April 5, 2024
Warren did us a huge favor and was extremely honest with his opinion and will definitely use him if needed again.
Chuck Kirk
Chuck Kirk
March 26, 2024
William C. Demas, Esq. Disability, ERISA, Life, and First Party Insurance Attorney. Bill was prepared for the appeal and won our LTD appeal against Lincoln.
Janet Martin
Janet Martin
March 21, 2024
Herman & Wells went above and beyond to help me with my legal problem. Alan Gustafson helped me and always returned my calls and gave sound advice along the way. I highly recommend Herman & Wells.
JS M
JS M
March 20, 2024
Attorney Bill Demas is someone I would HIGHLY recommend if you are experiencing a disability insurance issue. From the first conversation I had with Bill, he took the time to listen and truly understand my situation and the challenges I was facing. Bill is the most genuine and honest attorney I have ever worked with before. While so many other attorneys treated me as “just another case,” Bill went WAY above and beyond to educate me and most importantly advocate for me. He invested the time I needed and I’ll forever be grateful for his services and support. To anyone reading this, don’t look beyond Herman and Wells and especially Attorney Bill Demas! The entire firm has been professional, helpful and provided an experience that exceeded my expectations. Thank you to Herman & Wells and Attorney Bill Demas!

COMMON REASONS INSURANCE CLAIMS ARE DENIED IN LAKEWOOD RANCH

There are many reasons why your claim may be denied. Some of the most common include:

  • The Insurance Company Believing Your Claim Is Not Covered: This can happen if you did not disclose all relevant information at the time of purchase or if they don’t believe the incident or damage you are claiming is covered under your policy.
  • The Insurance Company Believing Your Claim Is Already Paid: This can happen if they don’t have accurate records of what was paid out previously and/or when.
  • The Insurance Company Believing You Misrepresented Information: If the insurance company believes you are not being truthful about the incident, they may deny your claim.
  • The Insurance Company Believing Your Claim Is Not Legally Valid: If they believe you do not have a valid legal basis for making the claim, or that it is outside of the scope of their policy, then they may deny your claim.

Do Insurance Companies Underpay Claims For Similar Reasons?

Yes, insurance companies can also underpay claims for similar reasons. Insurance companies are in business to make money and they may try to pay as little out on a claim as possible. If they believe you misrepresented information or the incident or damage is not covered by your policy, they may underpay your claim.

If any of the above scenarios apply to you and your Florida insurance dispute, it is in your best interest to contact an experienced Lakewood Ranch insurance dispute lawyer as soon as possible.

An insurance agent explains the policy to Florida homeowners.

DO YOU HAVE A BAD FAITH INSURANCE CLAIM IN LAKEWOOD RANCH?

Bad faith insurance claims in Florida generally involve either an insurer’s failure to pay a claim in a timely manner, or their refusal to provide coverage altogether. These cases are often quite tedious and require an experienced Florida attorney with knowledge of Florida law to ensure that your rights are protected.

If you’re a Florida resident living in Lakewood Ranch and you have experienced insurance bad faith, then you need to speak with an experienced insurance dispute lawyer like Grace Reeves. Insurance companies are required by law to act in the best interests of their policyholders, but unfortunately, not all insurers follow these rules. This is why it’s important to hire a Florida insurance dispute lawyer who can help.

HOW TO TELL IF YOUR INSURANCE AGENT ACTED NEGLIGENTLY

Before filing an insurance dispute, first you’ll need to determine if your insurance has acted negligently when it comes to handling your claim.

Our Lakewood Ranch insurance dispute lawyers are well versed in spotting negligent acts by insurance companies. We’ve seen every kind of insurance dispute, and know what to look for.

There are a few key signs that your insurance agent may have acted negligently or wrongfully:

  • Taking Too Long To Pay Out Your Claim, Or Not Paying Out At All. A reasonable timeframe for paying out a claim in Florida is 30 days. If they go beyond this, it’s considered unethical.
  • Providing Information That Is Incomplete Or Inaccurate. This can lead to delays and other problems for your claim.
  • Not Responding When You Attempt To Contact Them. Florida law requires that insurance agents respond to inquiries within 30 days or else face legal consequences.

These are just a few red flags that your insurance agent may have acted negligently. If you have any suspicions or concerns, don’t hesitate to reach out to our Lakewood Ranch insurance dispute lawyers for their advice.

WHEN CAN YOU SUE AN INSURANCE COMPANY FOR DENYING A CLAIM?

In Florida, insurance companies are required to act in good faith and fairly when processing an insurance claim. This means that if you feel as though your insurance company has wrongfully denied your claim or unfairly delayed the process of paying out a settlement, you may have grounds to pursue legal action against them.

WHEN CAN YOU SUE AN INSURANCE COMPANY FOR DENYING A CLAIM?

In Florida, insurance companies are required to act in good faith and fairly when processing an insurance claim. This means that if you feel as though your insurance company has wrongfully denied your claim or unfairly delayed the process of paying out a settlement, you may have grounds to pursue legal action against them.

How Can Our Lakewood Ranch Insurance Claim Lawyers Help You?

Our Florida insurance claim lawyers are experienced in helping Lakewood Ranch residents with a variety of insurance disputes. We understand the complexities and technicalities that come along with filing a successful claim, and we’ll be there every step of the way to make sure you receive the fair compensation you deserve.

$228,000 settlement for a past commercial insurance dispute claim case in Florida.

WHAT TYPES OF CLAIMS CAN OUR LAKEWOOD RANCH INSURANCE DISPUTE LAWYERS HELP WITH?

Our experienced attorneys will conduct an in-depth review of your case and provide you with legal advice and advocacy throughout the claim process. Our goal is to ensure that your rights are fully protected while we work tirelessly to get you a fair settlement or judgment.

Property Damage Claims

If your property has been damaged due to a natural disaster, negligence, or malicious activity, our Lakewood Ranch insurance dispute lawyers can help you file a claim and recover the full amount of compensation that you deserve. We have extensive experience with filing successful property damage claims and will aggressively advocate on your behalf.

Commercial Insurance Claims

Are you a business owner struggling to resolve a commercial insurance dispute? If so, the experienced legal team at Lakewood Ranch Insurance Dispute Lawyers can help. We understand Florida law and what it takes to get your claim settled fairly. Our attorneys have extensive experience handling a variety of insurance disputes for businesses, including bad faith claims, breach of contract, improper claim handling, coverage denials, and more.

Disability Insurance Claims

Are you currently facing a disability insurance claim dispute? Our Lakewood Ranch legal team provides comprehensive assistance to individuals dealing with disability insurance disputes across the state.

Our Florida disability insurance dispute lawyers are dedicated to fighting for those who have been wronged or taken advantage of. We have a proven track record of successfully settling Florida insurance disputes and helping our clients recover the money they need to move forward.

Denied Or Underpaid Claims

Our Florida dispute lawyers can help if you’ve been wrongfully denied a claim or have been underpaid for damages. We provide comprehensive legal services to victims of insurance disputes, including investigating the claim and advocating for a fair settlement or judgment. We’ll never back down in our pursuit of justice and will do everything we can to make sure you get a favorable outcome.

Attorney Jason Herman standing by the office window at Herman & Wells Law Firm.

WHAT IS OUR LAW FIRM’S PROCESS FOR INSURANCE DISPUTE CASES

Our Lakewood Ranch insurance claim lawyers have a process that is designed to get you the best possible outcome for your case. The first step is to gather all of the necessary documentation. This will include your policy, any correspondence with the insurance company, and any estimates for repairs or replacement of damaged property.

Next, we will review your case and determine what the best course of action is. We will then contact the insurance company and attempt to negotiate a settlement. If we are unable to reach an agreement, we will file a lawsuit on your behalf.

What makes our firm different is that we always put our clients first. We understand that this is a difficult time for you, and we will do everything we can to help you get the best possible outcome for your claim. We are committed to providing personalized service and will stay in touch with you throughout the process.

CONTACT OUR LAKEWOOD RANCH INSURANCE DISPUTE LAWYERS

If you’re facing an insurance dispute, contact our Florida insurance dispute lawyers today. At Herman & Wells law firm, we offer free consultations and can help you determine the best course of action for your case.

Don’t hesitate to reach out — we are here to fight for justice and get you the settlement you deserve for your losses. Call us today at (727) 821-3195!

CONTACT OUR LAKEWOOD RANCH INSURANCE DISPUTE LAWYERS

If you’re facing an insurance dispute, contact our Florida insurance dispute lawyers today. At Herman & Wells law firm, we offer free consultations and can help you determine the best course of action for your case.

Don’t hesitate to reach out — we are here to fight for justice and get you the settlement you deserve for your losses. Call us today at (727) 821-3195!

TELL US YOUR STORY. WE LISTEN!

By submitting my data I agree to be contacted