Seminole Insurance Claim Lawyers

If you have ever had the unfortunate experience of filing an insurance claim, you know that it can be a long and frustrating process. You may also know that insurance companies are not always quick to pay out claims, sometimes waiting until the very last minute (or beyond!) to deny them. This is where an experienced Seminole insurance dispute lawyer can come in handy. A good lawyer will know how to negotiate with the insurance company on your behalf and will make sure that you get the money you deserve for your damages.

Some policyholders believe that hiring an attorney is their last option when dealing with an uncooperative insurance company, but there are several compelling reasons to seek assistance sooner rather than later:

• Our firm’s initial talk with people about their insurance issues is always free. If we end up taking on the case, we don’t charge unless we win money for our clients.

• Uncertainty is stressful, and an insurance lawyer can help explain in plain language what is really going on with your claim and what your options are.

• A lawyer with a long track record of success will have an excellent understanding of insurance companies’ legal obligations, and they’ll be able to spot when an insurance company violates its own policy or the law, or attempts to undervalue your claim.

• If your policy requires an appraisal, an experienced attorney can assist you in successfully completing the procedure.

• Attorneys may check your paperwork to ensure that you are carrying out all of the obligations imposed on you as a policyholder. If you don’t get this right, the insurance company can sometimes get out of paying your legitimate claim on a technicality.

• Attorneys can advise you when it comes to important timelines or if the statute of limitations impacts your insurance claim dispute.

It’s important to know that you don’t have to accept what the insurance company tells you in regard to your claim. Seminole insurance companies get things wrong all the time. If you have the slightest doubt about whether your claim is being handled the right way, an attorney with experience fighting insurance companies can help.

Many Seminole property owners have their property claims denied, delayed, or underpaid. If you’re having trouble convincing your insurance company to pay up for your damaged property, it’s time to call an insurance dispute lawyer. Our law firm has considerable expertise dealing with property insurance claims and flipping denied or underpaid claims into paid settlements.

Homeowners with insurance claims can have very frustrating experiences with their insurance companies. Sometimes an insurance company will pay for damage at one home and deny exactly the same damage for a neighbor. Adjusters go silent on homeowners and money for repairs doesn’t come when it’s needed. The insurance dispute lawyers at our firm have represented Seminole homeowners against their insurance companies when claims were denied or short-paid, obtaining settlements that allowed those homeowners to put their houses back together.

Businesses insure their property and income against losses, and their insurance companies frequently drag out claims, deny them, or don’t pay enough to complete repairs. Our firm has represented businesses with losses from fires, collapses, storms, water, and more. If your business’s claim is not being handled correctly by your insurance company, our lawyers can talk about your company’s options.

Life insurance claims can be especially frustrating. The folks making the claim have just lost a family member and now are forced to jump through hoops by an insurance company, including gathering medical records and other documents. Our firm handles a variety of life insurance disputes. We see life insurance companies try to deny claims based on information stated in the insurance application. Life insurers will also sometimes try to pay the wrong beneficiary.

If you’re dealing with an insurance issue and want to talk about it with a lawyer, contact our insurance claim lawyers. We’ll go through your policy and explain your rights under it. We will pursue your claim aggressively if we feel you have a valid claim.

There are several reasons why an insurance claim might be denied in Seminole, FL. Some of the most common reasons are:

Most insurance companies won’t change their minds unless you raise the stakes. That’s where a Seminole insurance dispute lawyer comes in. A lawyer who fights insurance companies can file a lawsuit, make formal demands through the State of Florida, put the insurance company on notice of bad faith, or threaten the insurance company with all of these if it refuses to settle the claim.

The contract is the policy. And breaching the policy means that the insurance company had an obligation that it didn’t meet. To sue your insurance company, you need to prove that the insurance company was supposed to pay for the claim and, instead, denied it.

There are sometimes other requirements that a policyholder needs to meet before filing a lawsuit. Before our firm files any lawsuit against an insurance company we check to make sure we have proof that the insurance company breached the policy, and we also check to make sure all the requirements have been met to allow the case to go forward.

If you find yourself in the midst of an insurance dispute in Seminole, it’s important to have a team of experienced lawyers on your side. Our Seminole insurance claim lawyers are here to help you get the most out of your claim and get you back on track. We have a proven track record of success in helping clients achieve favorable outcomes, and we’re ready to put our experience to work for you. Contact us today for a free consultation to discuss your case.

We understand how stressful it may be to deal with an insurance company when they deny or underpay your claim. From the first contact with a potential client, our goal is to try to help reduce that stress and provide the best options for moving forward.

When someone calls us with an insurance issue, we talk to them about what happened and get some key information like:

• What caused the loss or damage?
• What repairs have been made and what are left to be made?
• Who is the insurance company?
• What was the claim decision (denied? underpaid? no decision at all?)?
• What’s the timeline on the claim (when did the loss happen, when was it reported, and what has the insurance company done since then)?
• If we think we can help get a better result, we’re hired on a contingency basis–meaning we get paid out of whatever we recover from the insurance company, not out of our client’s pocket.

We then will gather important documents and other evidence, hire any expert witnesses (like engineers and contractors) needed, and give the client our take on their case when we have all of the information, as well as our recommendations on whether and when to sue or settle.

If the case can’t be resolved without a lawsuit, we explain the litigation process to our client and, once everyone is on the same page, we file the lawsuit papers with the court. We have experience fighting insurance companies all the way through trial, but most cases settle during the course of a lawsuit short of a trial.

During the entire process, we make sure the client knows what’s going on and why, what to expect, and continue to give advice about the case.

Here are some of the types of insurance disputes and claims we can help Seminole residents with: