Insurance Company Stalling Your Car Accident Claim? Here’s What to Do

After a devastating car accident in Florida, Sarah, a single mother, thought her insurance company would provide support during her recovery. Yet, as weeks passed, she realized they were stalling, using legal jargon and unnecessary requests to delay her claim. Frustrated and running out of options, Sarah turned to Herman & Wells. If you’re having a similar experience, let Herman and Wells guide you through the claims process. Schedule a free consultation at (727) 821-3195.

When Sarah first filed her car accident claim, she had no idea how the “no-fault” insurance system worked. The Florida system can be confusing for anyone unfamiliar with it. It’s essential to understand the key legal principles to avoid falling into a trap set by insurance companies looking to delay or deny claims.

Sarah wasn’t aware that in Florida, her insurance company was supposed to cover certain damages, regardless of who caused the accident. However, they used the state’s complex laws to delay her payout. By knowing your rights under Florida law, you can avoid these situations and take proactive steps to prevent delays.

Sarah found herself being asked for unnecessary documents again and again, with new requests appearing just as she thought her claim was about to be processed. She also experienced long periods without updates, and excuses about needing more time. These kinds of stalling tactics are designed to wear down claimants. Understanding these behaviors can help you anticipate the insurance company’s moves and prepare accordingly.

When Sarah realized her claim was at a standstill, she started documenting every interaction with the insurance company, keeping track of calls and emails. If your claim is stalled, begin by documenting everything. This will be crucial if you need to escalate the issue later.

Sarah kept detailed records of each time she reached out to the insurer. When the company claimed they never received her paperwork, she had proof that she had already sent it. Keeping thorough records of all communications, including call logs and emails, can make all the difference if your case moves forward legally.

Sarah wasn’t aware at first, but Florida has bad-faith laws that protect accident victims when insurers unjustifiably delay or deny claims. By learning about and leveraging these laws, you can fight back against an insurance company’s unfair practices.

Feeling stuck and unsure of what to do next, Sarah reached out to Herman & Wells for legal advice. This was a game-changer. If your claim has stalled or been denied, it’s time to consult a personal injury lawyer. They can help interpret your insurance policy, guide you through Florida’s legal system, and pressure the insurer to settle.

With Herman & Wells on her side, Sarah’s legal team used Florida’s bad-faith insurance laws to compel the insurance company to act. A good lawyer can employ the right strategies to apply legal pressure, move the claim forward, and ensure you’re compensated fairly.

Sarah didn’t initially know her rights under Florida law, which is why she almost accepted the insurance company’s delays. After consulting Herman & Wells, she learned about the legal protections available to her. Understanding your rights is the first step in protecting yourself after an accident.

Through her legal team, Sarah learned that several key legal precedents in Florida protected her from insurance company stalling tactics. These cases establish what insurers can and cannot do, making it easier to hold them accountable.

Sarah’s story ended positively, with her receiving the compensation she deserved thanks to Herman & Wells. If you suspect your insurance company is stalling or acting in bad faith, contact us today. Our experienced team is dedicated to empowering clients and ensuring that your rights are protected.

Ready to take the next step? Call (727) 821-3195 for a free consultation and get the help you need to move your claim forward.