WHAT HAPPENED?
If you have an insurance policy that has not been honored, you have the right to file a dispute.
Our expert legal team helps individuals, property owners and business owners understand what their insurance policies cover and works to obtain the full benefit of their insurance coverage.
If you are seeking the services of Florida insurance dispute attorneys with significant trial experience, call (727) 821-3195 to book a free claim review and consultation. Contact Jason Herman today to discuss your insurance policy and claim dispute.
THE CLIFF NOTES
Get the key takeaways from this page
THE CLIFF NOTES
Get the key takeaways from this page
- Experienced Legal Support: Our law firm specializes in assisting Florida policyholders with wrongfully denied or underpaid insurance claims.
- Expertise in Various Claims: We handle a wide range of insurance claims, including property damage, homeowners insurance, commercial insurance, and life insurance claims.
- Successful Case Examples: Our insurance claim lawyers have a track record of successful outcomes, such as recovering over $450,000 for an underpaid fire loss and settling a denied tile roof claim for $150,000.
- Bad Faith Insurance Claims: Our firm can help determine if your claim was handled in bad faith, such as through inadequate investigation or delayed payment.
- Negligent Insurance Agents: Our attorneys will assess if an insurance agent acted negligently, like failing to disclose important policy details or giving poor advice.
- Suing Insurance Companies: We will guide when and how to sue an insurance company for denying a claim.
- Client-Centric Approach: Our lawyers work on a contingency basis and guide clients through the entire claim process, including litigation if necessary.
- Free Claim Review: Policyholders can contact Herman & Wells to book a free claim review with one of our experienced Florida insurance claim lawyers.
DISPUTING UNDERPAID OR DENIED INSURANCE CLAIMS IN FLORIDA
The direct answer: yes, you can dispute an insurance claim. If your claim was underpaid or denied by your insurance company, you have the right to dispute and have the appeal reviewed by a third party.
DISPUTING UNDERPAID OR DENIED INSURANCE CLAIMS IN FLORIDA
The direct answer: yes, you can dispute an insurance claim. If your claim was underpaid or denied by your insurance company, you have the right to dispute and have the appeal reviewed by a third party.
WHAT TO EXPECT DURING AN INSURANCE DISPUTE IN FLORIDA
Insurance disputes arise for many reasons. Insurance companies wrongfully deny valid claims, unjustly close a claim, pay too little when claims are covered, and wrongfully reserve the right to deny claims in the future. Insurance companies hire lawyers to conduct Examinations Under Oath and request volumes of documents and other information. Some insurance companies file lawsuits against their own insureds.
When their buildings are damaged or personal property lost, policyholders often find themselves facing delayed claim adjustment, unreasonable requests for numerous documents, low offers and underpaid insurance claims, or insurance claims that are denied completely.
We represent policyholders against their own insurance companies, and seek coverage for damage to buildings and personal property, loss of use, additional living expenses, and lost business income.
Hanna WaldhalmMay 2, 2024If you are seemingly up against the impossible Keith Stahl, with Herman and Wells, WILL have your back and he WILL get positive results! I can highly recommend him for whatever the odds are against you!Kate Adams ChamizoApril 28, 2024I recently experienced a hit and run auto accident and felt lost and hopeless when it came to next steps. Herman & Wells provided step by step care and made the entire process smooth. Certainly something needed after such a traumatic event. Dara worked with me directly to ensure I had all questions answered and knew the entire process. I was able to hold my car insurance accountable with the help their help. I highly recommend using their services, you won't be disappointed.nick michailosApril 27, 2024Keith Stahl represented me, and I couldn't be happier!Ronnie KayeApril 17, 2024Highly recommended, they worked hard and diligently to get the best outcome possible, ALWAYS answered the phone and always addressed all my concern's. 5 stars!!!!Zack McMackinApril 16, 2024Bill Demas is an exceptional disability and personal injury claims attorney who tirelessly fights for the rights of his clients. Having had the privilege of collaborating with him on numerous occasions over the years, I have consistently been astounded by his unwavering dedication and unwavering resolve. Bill not only takes the time to attentively listen to his clients' concerns but also ensures they have a comprehensive understanding of the legal process, guiding them every step of the way. His meticulous attention to detail and strategic mindset consistently maximize the chances of achieving a successful outcome. Additionally, Bill's compassion and support extend beyond his legal expertise, as he empathetically understands the emotional toll these situations can have on his clients. Without hesitation, I wholeheartedly recommend Mr. Demas to anyone seeking a disability claims lawyer who will fiercely fight for their rights.michael grahsApril 5, 2024Warren did us a huge favor and was extremely honest with his opinion and will definitely use him if needed again.Chuck KirkMarch 26, 2024William C. Demas, Esq. Disability, ERISA, Life, and First Party Insurance Attorney. Bill was prepared for the appeal and won our LTD appeal against Lincoln.Janet MartinMarch 21, 2024Herman & Wells went above and beyond to help me with my legal problem. Alan Gustafson helped me and always returned my calls and gave sound advice along the way. I highly recommend Herman & Wells.JS MMarch 20, 2024Attorney Bill Demas is someone I would HIGHLY recommend if you are experiencing a disability insurance issue. From the first conversation I had with Bill, he took the time to listen and truly understand my situation and the challenges I was facing. Bill is the most genuine and honest attorney I have ever worked with before. While so many other attorneys treated me as “just another case,” Bill went WAY above and beyond to educate me and most importantly advocate for me. He invested the time I needed and I’ll forever be grateful for his services and support. To anyone reading this, don’t look beyond Herman and Wells and especially Attorney Bill Demas! The entire firm has been professional, helpful and provided an experience that exceeded my expectations. Thank you to Herman & Wells and Attorney Bill Demas!
WHEN SHOULD YOU CONTACT AN INSURANCE DISPUTE LAWYER?
When facing an insurance company that denied, underpaid, or unjustly closed your claim, you should take appropriate action.
WHEN SHOULD YOU CONTACT AN INSURANCE DISPUTE LAWYER?
When facing an insurance company that denied, underpaid, or unjustly closed your claim, you should take appropriate action.
Here are some instances when you should hire a lawyer who knows how to handle lowball insurance company tactics:
1) When Your Insurance Company Delays the Process
After a disaster, insurance companies may find themselves inundated with intense claims. While this large volume of claims can explain a delayed response or repayment, paying close attention to dates and more will keep you from being underpaid.
Having your attorney call and threaten litigation against the insurance company at hand will likely move them to act quicker—in both of your best interests.
2) When Your Claim is Denied
Insurance companies make mistakes and these are often the reason that a valid claim gets denied in Florida. Adjusters may misapply exclusions under your insurance policy, claiming that the damage done to you or your property was pre-existing, arising from neglect, poor maintenance, or other damage that is not covered by your policy.
Before submitting or disputing a claim, always double-check your policy to ensure the incident you’re making a claim for is covered. This will save a lot of trouble down the line!
3) When Your Claim is Underpaid
Just because your claim was approved doesn’t mean you’ll get the payout you expected. Unfortunately, this happens more often than not — insurance companies pay the minimum amount of damage on a submitted claim, despite the claimed damages being worth far more.
Accepting a settlement that’s worth less than you deserve ultimately benefits no one but your insurance company. If you feel the settlement offer they make is less than you need, you are not legally required to accept it. Even our talented team can’t contest a settlement offer that has been accepted.
OUR FLORIDA INSURANCE DISPUTE ATTORNEYS CAN HELP WITH THESE TYPES OF CLAIMS
The highly experienced insurance lawyers at Herman & Wells have successfully represented clients in a diverse variety of insurance disputes and denied claims. If your insurance claim has been denied or underpaid, please call us at (727) 821-3195 for a free consultation.
OUR FLORIDA INSURANCE DISPUTE ATTORNEYS CAN HELP WITH THESE TYPES OF CLAIMS
The highly experienced insurance lawyers at Herman & Wells have successfully represented clients in a diverse variety of insurance disputes and denied claims. If your insurance claim has been denied or underpaid, please call us at (727) 821-3195 for a free consultation.
After a quick conversation with one of our insurance lawyers, you’ll understand what your legal options are and if our team can help you. We’d like to reiterate that you will be speaking with an experienced attorney who will be providing valuable feedback about your case from the get go. Our law firm’s initial consultation is offered free of charge and our client’s never owe us anything unless we are successful in representing them.
If you were to ask Jason Herman or Keith Stahl about what type of law they practice, they’d tell you they specialize in suing insurance companies on behalf of their clients. Our law firm’s main offices are in Pinellas Park, but we have attorneys in St. Petersburg, Clearwater, Tampa, Seminole, Dunedin, Palm Harbor, Bradenton, Lakewood Ranch, and Sarasota.
An important part of the job is helping our clients understand their insurance policies and quickly breaking down their legal options for fighting disputes and denied claims. This requires a comprehensive knowledge of Florida insurance laws and specific policy language.
CONTACT OUR FLORIDA INSURANCE DISPUTE LAWYERS
If you’re faced with a denied home insurance claim, life insurance dispute or underpaid property damage claim, you’ll benefit greatly from the extensive experiences our lawyers have gained from successfully representing other clients in similar cases.
Call us at (727) 821-3195 and you’ll have the opportunity to review your claim with one of our insurance dispute lawyers in Florida. This is a wise choice to make even if you don’t plan on hiring an attorney. Get the answers you need to make the best next move for you and your family. Herman & Wells is ready to help!
CONTACT OUR FLORIDA INSURANCE DISPUTE LAWYERS
If you’re faced with a denied home insurance claim, life insurance dispute or underpaid property damage claim, you’ll benefit greatly from the extensive experiences our lawyers have gained from successfully representing other clients in similar cases.
Call us at (727) 821-3195 and you’ll have the opportunity to review your claim with one of our insurance dispute lawyers in Florida. This is a wise choice to make even if you don’t plan on hiring an attorney. Get the answers you need to make the best next move for you and your family. Herman & Wells is ready to help!
By submitting my data I agree to be contacted
