$50M+ RECOVERED FOR CLIENTS

WHAT HAPPENED?

Just because the storm has passed, doesn’t mean the danger is over. If you’re a homeowner in Bradenton, the property damage insurance claims process can be daunting to navigate on your own. Getting the compensation you need to address serious property damage isn’t always as straightforward as advertised. That’s where our Bradenton property damage lawyers can help.

They can help you navigate the insurance claim process and make sure you’re treated fairly. If you live in or around Bradenton and need an insurance dispute attorney, please call (727) 821-3195. One of our Bradenton property damage lawyers would be happy to review your insurance claim and see if we can help.

THE CLIFF NOTES

Get the key takeaways from this page

  • Property damage lawyers in Bradenton help homeowners navigate the insurance claim process and make sure they are treated fairly.
  • When an insurance company’s decision cannot be believed, property damage lawyers can review the claim and assess if a fair resolution is possible.
  • Homeowners in Bradenton should document the damage, notify their insurance provider, then expect an adjuster to asses the damage before hiring a lawyer.
  • Common reasons that property damage claims are denied include not being covered under the policy, damages not being severe enough for coverage, and insufficient documentation of property damage.
  • The cost of hiring a lawyer varies depending on the complexity of the case; however, many attorneys work on a contingency fee basis so clients don’t pay anything until they win their case.
  • Contact Herman & Wells for free evaluation to get justice and compensation for damages caused by hurricanes or other causes of property damage.

CAN’T BELIEVE YOUR INSURANCE COMPANY’S DECISION? WHAT SHOULD YOU DO?

If you can’t believe your insurance company’s decision, the first thing you should do is remain calm and know that you don’t have to accept it. The next step should be to contact an attorney immediately. Property damage lawyers in Bradenton can get to the bottom of an insurance company’s decision and create a plan of action to get you the compensation you need.

CAN YOU SUE YOUR INSURANCE COMPANY FOR DENYING A PROPERTY DAMAGE CLAIM?

If you live in Bradenton, Florida, and have had a property damage claim denied by your insurance company, you may be wondering if it’s possible to sue them for the denial. The answer is yes; however, there are certain criteria that must be met before taking legal action. It’s important to understand the basics of how insurance companies operate and the laws governing them in Bradenton before deciding whether or not to pursue a lawsuit.

When it comes to property damage claims, insurance companies have a duty to act reasonably and in good faith. If they breach this duty by delaying payments or denying your claim altogether without reasonable cause, then you may be entitled to compensation for any losses incurred. The Bradenon property damage attorneys of Herman & Wells are experienced in helping clients who have been wronged by their insurance companies. We can review your claim and advise you on the best course of action for getting a fair resolution or going to court if necessary. Our lawyers have the necessary trial experience to get our clients favorable results.

You don’t need to be sure you have an actionable case before reaching out – that’s why we are here. Our firm offers a free claim evaluation with no obligation on your part. We will review what happened, explain your options, and tell you honestly whether legal action makes sense. Call now to request your free evaluation with one of our dedicated attorneys.

WHAT YOU SHOULD KNOW ABOUT PROPERTY DAMAGE CLAIMS IN BRADENTON

If you have suffered property damage due to a natural disaster or other cause, then it’s important to understand the property damage claim process and how best to move forward. In order to pursue a successful property damage claim, there are a few steps that will follow:

Document The Damage

Before you can pursue a property damage claim, it’s important to compile evidence that proves your case. Photographs, video footage, and written reports should all be included in your documentation of the damage.

Notify Your Insurance Provider

Once you have documented the damaged property, notify your insurance provider. In Bradenton, Florida, most property damage claims will be covered by insurance.

Expect An Insurance Adjuster

After you have notified your insurance provider, they will send an adjuster to assess the damage. Make sure that all of your documents are available for the adjuster to review, and provide them with any additional information they require.

One important thing to keep in mind: the adjuster your insurance company sends works for them, not for you. Having a property damage attorney in your corner ensures someone is looking out for your interests during that assessment.

WHEN DO YOU NEED A PROPERTY DAMAGE LAWYER?

It’s important to hire a Bradenton lawyer as soon as possible after the property damage has occurred. The sooner you have a lawyer on your side, the sooner they can start working on your case and negotiating with the insurance company. If you wait too long, the insurance company will use that time lapse as an excuse to delay or deny your claim.

Your insurance company has a team of adjusters and attorneys whose job is to minimize your payout. You deserve the same level of advocacy, so please do not try to negotiate alone. Instead, contact Herman & Wells for a free evaluation and let us take it from here. Call now.

HOW CAN OUR BRADENTON PROPERTY DAMAGE LAWYERS HELP YOU?

It’s important to remember that pursuing a legal case against an insurance company alone is not easy, our property damage lawyers can take over and do all the heavy lifting for you.

Our Bradenton attorneys are knowledgeable and experienced when it comes to property damage cases. We can provide comprehensive legal advice, guiding you through the entire process from start to finish. We make sure that your rights are fully protected while advocating for a fair settlement amount on your behalf. To save you the trouble, we handle all communication with your insurance company.

WHY BRADENTON HOMEOWNERS TRUST HERMAN & WELLS

When your home has been damaged, and your insurance company isn’t playing fair, choosing the right attorney matters. Here’s why homeowners across Bradenton turn to our firm:

  • Over $50 Million Recovered for Clients. Our track record speaks for itself. We’ve helped Florida homeowners and property owners recover what they were rightfully owed — including in complex insurance disputes that other firms declined to take on.
  • We Handle Your Property Damage Dispute on Contingency. We only get paid if we help you successfully resolve the dispute. Our firm does not charge upfront fees or bill hourly for these types of claims. We will assume all financial risks, and our contingency fee structure ensures that our interests are aligned with yours.
  • We Keep You Informed as a Matter of Firm Policy. At Herman & Wells, clients are never left guessing about where their case stands. Prompt, clear communication isn’t a courtesy. It’s a commitment we make to every person we represent.
  • Experienced in the Courtroom, Not Just at the Negotiating Table. Many insurance firms settle quickly because their attorneys lack trial experience. Ours don’t. Insurance companies know we are prepared to litigate, and that changes the dynamic at the negotiating table in your favor.
  • Local to the Area and Proud to Serve Friends and Neighbors. We are not a national firm processing claims from across the country. Our firm has office locations in Pinellas Park and Clearwater, and we regularly serve clients throughout the surrounding region. We know the Bradenton community, we understand what Bradenton homeowners face after a storm, and we are here when you need us.
  • No Pressure, No Commitment. Calling us costs you nothing and obligates you to nothing. We’ll give you straight answers about your situation, and the decision to move forward is always yours.

If you want help fighting for your home, call and schedule your free case evaluation today.

WHAT TYPES OF PROPERTY DAMAGE ARE COVERED UNDER A STANDARD HOMEOWNERS POLICY?

Standard homeowners policies typically provide coverage for the following types of property damage:

  • Damage caused by fire, smoke, lightning, and explosions
  • Damage from hail, windstorms, and other weather-related events
  • Theft or vandalism
  • Water damage from plumbing failures or overflowing appliances

In addition to these standard types of property damage, homeowners may also be able to purchase additional coverage for certain kinds of property damage. However, the availability of this coverage will depend on the terms and conditions of their particular policy.

If you’re a Bradenton homeowner who has experienced any kind of property damage and is unsure whether or not your policy covers it, the best thing to do is to contact one of our lawyers.

COMMON REASONS PROPERTY DAMAGE CLAIMS ARE DENIED

You’ll want to understand the common reasons why property damage claims are usually denied. Knowing this information can help ensure that your claim is well-prepared and submitted correctly.

Insurance companies deny property damage claims for a variety of reasons. In Bradenton, Florida, some of the most common reasons for denial include:

  • The insured property is not covered under the policy
  • The damages are not severe enough to be covered by insurance
  • The claim was filed after the expiration of the policy period
  • Exclusions in the policy apply to the type of property damage
  • Documentation of the property damage is insufficient or unreliable

If any of these denial reasons sound familiar, don’t assume your claim is over. Insurance companies count on policyholders giving up, but a denied or underpaid claim is often the beginning of the process, not the end. Our attorneys review denied claims for free. Call today.

THE MOST COMMON CAUSES OF PROPERTY DAMAGE CLAIMS

In spite of the fact that homeowners insurance is designed to cover a variety of emergencies and disasters, there are a few exceptions to that rule. Standard homeowner’s insurance policies do not cover damage caused by earthquakes and floods, for example. If you live in an area that is prone to floods or earthquakes, you’ll need to purchase a separate policy or upgrade your coverage. Additionally, you should be aware that some property insurance policies do not cover damage caused by termites and other pests.

MOST COMMON PROPERTY DAMAGE DISPUTES IN FLORIDA

Here are some of the most common causes of property damage claims in Bradenton:

  • Natural disasters – Bradenton is no stranger to hurricanes, flooding, and other natural disasters which can wreak havoc on property. During hurricane season this is the #1 reason for property damage claims.
  • Accidental negligence – Unfortunately, Bradenton residents may suffer property damage due to another person or business’s negligence.
  • Defective products – There are also cases where residents may suffer property damage due to a defective product. A malfunctioning product could cause explosions or fires, etc. In these cases, property damage lawyers can help Bradenton residents file a claim for the necessary repairs and compensation for any damages from the manufacturer.

HOW MUCH DOES IT COST TO HIRE A PROPERTY DAMAGE ATTORNEY?

Generally, the cost of hiring an experienced property damage attorney in Bradenton will depend on the type of case and the complexity of your situation. More complex cases requiring more research and resources may come with higher legal fees than simpler cases.

Our firm works on a contingency fee basis, meaning you do not pay anything until and unless we win your case. The lawyers at our firm understand that most people are already struggling financially due to the damages they have suffered and will work hard to ensure you can get quality legal representation without having to worry about high legal costs.

CONTACT OUR BRADENTON PROPERTY DAMAGE ATTORNEYS

At the law offices of Herman & Wells, we understand that property damage from a hurricane can be a particularly devastating experience. We’re Bradenton’s leading property damage lawyers and are prepared to help you get the justice and compensation you deserve for your damages.

If your property has been damaged by a hurricane, don’t wait to get help! Time matters more than most homeowners realize. Florida law limits the window you have to file or dispute a property damage claim, and delays can give insurers grounds to reduce or deny your recovery altogether. At Herman & Wells, we handle everything — from the paperwork and adjuster negotiations to litigation if it comes to that — so you can focus on getting your life back to normal.

Our attorneys are dedicated to providing strong legal representation and fighting for a just outcome. We’ll work hard to get you the settlement you’re owed and help you get through this difficult time. Call (727) 821-3195 today to schedule a free claim evaluation with one of our Bradenton property damage lawyers!