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Shifflet v. Citizens Insurance
Citizens denied our client’s claim, saying that it didn’t have to pay because the damage was caused by decaying organic soil. We filed suit and, after a week-long jury trial, the jury found for our client.
Underpaid Commercial Insurance Claim
Hurricane winds damaged our client’s apartment complex, causing roof damage and interior water damage. The insurance company paid $100,000, which was not enough money to cover the cost of repairs. We filed a lawsuit against the insurance company and recovered an additional $228,000 for our client, bringing the total payment up to $328,000. This allowed our client to fully repair the storm damage.
Delayed and Underpaid Homeowners Claim
A family’s home near Lakeland, Florida was damaged by a hurricane. Water came into the house from the roof. The insurance company sent its own contractor to dry it out, but didn’t complete the job. The adjuster also wrote an estimate to repair the inside of the house, but the insurance company made the adjuster delete some of the repairs from his estimate. At the end of the day, the insurance company only paid the family $1,900 for their damage. After we were hired to help the family fight back against the insurance company, the family was able to recover an additional $220,000 from the insurance company to settle the case.
Loran Hines v. State Farm
Our client was injured in a car crash. Her insurance argued that she was not injured. The jury returned a verdict of $201,272.63 less 30% for comparative fault.
Car Accident Injury
Denied Life Insurance Claim
After losing her husband, our client made a life insurance claim. The insurance company tried not to pay. We proved to the insurance company that it could not deny the claim, resulting in a full payment of the policy limits, plus interest.
Denied Water Damage Claim
Our client’s business was flooded when a pump failed during a hurricane, shutting down the business’s ability to generate income until repairs were complete. The insurance company denied the claim based on exclusions in the policy for water damage. We sued the insurance company and were able to recover $190,000.
Underpaid Fire Loss
A fire caused significant damage to our client’s house. The insurance company delayed paying and then paid much less than the cost of repair. We sued the insurance company and forced the insurance company to pay an additional $185,412.
Underpaid Commercial Fire Loss
A fire damaged our client’s restaurant, destroying equipment and causing smoke and heat damage. The insurance company only paid $10,000, despite evidence of significantly worse damage. The restaurant owners hired our law firm and we were able to recover an additional $170,000 from the insurance company.
Denied Life Insurance Claim
Our client paid premiums on a life insurance policy for years. But when she made a claim, the insurance companies told her they didn’t have to pay. After we laid out the facts and the law, the insurance companies resolved the claim with us.
Tile Roof Claim in St. Petersburg
Our clients made a claim for damage to the tile roof of their home in St. Petersburg, Florida, which they believed was caused by wind. The insurance company denied the claim, taking the position that the damage was the result of wear and tear and faulty workmanship. We filed a lawsuit on behalf of our clients and fought for them against the denied claim. In the end, we were able to settle the claim for $150,000, and our clients were able to repair their roof.