St. Petersburg Insurance Claim Lawyers

If you have been injured in an accident, or your property has been damaged, you may need to file an insurance claim. And while many insurance claims are resolved without issue, sometimes insurance companies wrongfully deny or undervalue legitimate claims. If your insurance company has denied your claim or offered a settlement that is much lower than what you believe your claim is worth, you may need to hire an insurance lawyer to help you get the compensation you’re rightfully entitled to.

There are many different insurance companies out there, each with its own rules and regulations. If you are not familiar with the claim process, you may end up getting less than you deserve, or even being denied your claim altogether. That’s why it’s important to have an experienced St. Petersburg insurance claim lawyer on your side from the very beginning.

Herman & Wells has been handling insurance claims for 30 years. We know the ins and outs of the claim process and have been able to fight the common reasons most insurance companies use to deny claims in St. Petersburg.

Our clients trust us to handle their claims fairly and efficiently, and we always work our hardest to get the best results possible for your insurance claim. We understand what you’re going through if your insurance claim has been denied, underpaid, or closed, and we’re here to help. The St. Petersburg insurance lawyers at Herman & Wells have extensive experience handling all types of insurance claims, including:

There are a variety of reasons why you may need to file an insurance claim for property damage. Some common examples include damage from a fire, a hurricane, or vandalism. If you have experienced any type of property damage, it is important to speak with a St. Petersburg insurance claim lawyer as soon as possible. The attorneys at Herman & Wells can help you file your insurance claim and get you the fair amount you’re entitled to that will sufficiently cover your damaged property.

Homeowners with insurance claims can have very frustrating experiences with their insurance companies. Sometimes an insurance company will pay for damage at one home and deny exactly the same damage for a neighbor. Adjusters go silent on homeowners and money for repairs doesn’t come when it’s needed. The insurance dispute lawyers at our firm have represented St. Petersburg homeowners against their insurance companies when claims were denied or short-paid, obtaining settlements that allowed those homeowners to put their houses back together.

As the name implies, commercial insurance provides a business with essential coverage against risks related to their commercial activities. Claims can arise for a variety of reasons, including property damage, liability, product liability, and workers’ compensation. Businesses that suffer losses from any of these risks can make a claim under their commercial insurance policy. If a commercial insurance dispute comes up, our insurance claim attorneys are more than prepared to handle it.

A life insurance claim may be necessary if a policyholder unexpectedly passes away. The beneficiary of the life insurance policy may file a claim in order to receive the payout from the insurance company. There are often many steps involved in filing a life insurance claim, so it is important to work with an experienced lawyer who can help you through the process.

If you’re dealing with an insurance issue and want to talk about it with a lawyer, contact our St. Petersburg insurance claim lawyers. We’ll go through your policy and explain your rights under it. We will pursue your claim aggressively if we feel you have a valid claim.

A bad faith insurance claim is a situation where an insurance company denies a claim or pays it only a fraction of what is owed, knowing it is not in compliance with the policy. This could be due to the insurance company refusing to investigate the claim fully, refusing to pay for damages, or delaying payment. To learn whether or not you have a bad faith insurance claim, you should speak with an experienced St. Petersburg insurance claim lawyer.

If you have been injured in a car accident and are considering making an insurance claim in St. Petersburg, it is important to know whether or not you have a valid case. One of the main factors that will be considered is whether or not the insurance agent acted negligently. There are several things you can look for to help you make this determination.

The first thing to consider is whether or not the insurance agent gave you all of the information you needed to make an informed decision about your policy. If the agent failed to disclose important details about the coverage, such as the fact that it did not cover certain types of accidents, then he or she may be held liable for any damages you incur as a result.

It is also important to consider whether or not the insurance agent encouraged you to take on more risk than you could afford. For example, if the agent pushed you to buy a policy with a high deductible when you could not afford it, he or she may be held responsible for any resulting financial losses.

Finally, you should also consider whether or not the insurance agent gave you sound advice about how to protect yourself in the event of an accident. If the agent failed to advise you to get additional insurance coverage or take other steps to safeguard your interests, he or she may be held liable for any resulting damages.

One option is to file a lawsuit against the insurance company. To have a strong case, you will need to show that the insurance company violated state law or its own contract when it denied your claim. There are many different laws that could be violated in this situation, so it is important to speak with a lawyer to find out if you have a valid case.

There are also time limits for filing a lawsuit against an insurance company, so it is important to act quickly if you decide to take this route. Contact a St. Petersburg insurance claim lawyer at the law offices of Herman & Wells today for more information.

If you have an insurance claim and live in the St. Petersburg area, you need a lawyer who knows the ins and outs of the system. The lawyers at Herman & Wells have years of experience dealing with insurance companies and know how to get you the best outcome possible. They will work diligently to make sure that you are fairly compensated for your losses.

If you’ve been injured in an accident, if your home has been damaged by a hurricane, or if any other type of disaster has struck, don’t hesitate to call the St. Petersburg insurance claim lawyers at Herman & Wells. We’ll help you get through this difficult time and guide you through the insurance dispute process from start to finish.

If the case can’t be resolved without a lawsuit, we explain the litigation process to our client and, once everyone is on the same page, we file the lawsuit papers with the court. We have experience fighting insurance companies all the way through trial, but most cases settle during the course of a lawsuit short of a trial.

During the entire process, we make sure the client knows what’s going on and why, what to expect, and continue to give advice about the case.