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If you’re looking for an experienced Seminole insurance dispute lawyer, you’ve come to the right place. Our attorneys may be able to help you with the insurance claim issues you’re facing. Our firm is home to a diverse team of insurance dispute lawyers who have years of experience dealing with these types of cases, so we know what it takes to get the results you deserve.
Contact us today at (727) 821-3195 for a free consultation to see how we can help you.
Experienced Legal Support: Our law firm specializes in assisting Seminole policyholders with wrongfully denied or underpaid insurance claims.If you have ever had the unfortunate experience of filing an insurance claim, you know that it can be a long and frustrating process. You may also know that insurance companies are not always quick to pay out claims, sometimes waiting until the very last minute (or beyond!) to deny them. This is where an experienced Seminole insurance dispute attorney can come in handy. A good lawyer will know how to negotiate with the insurance company on your behalf and will make sure that you get the money you deserve for your damages.
Some policyholders believe that hiring an attorney is their last option when dealing with an uncooperative insurance company, but there are several compelling reasons to seek assistance sooner rather than later:
Many Seminole property owners have their property claims denied, delayed, or underpaid. If you’re having trouble convincing your insurance company to pay for your damaged property, it’s time to call an insurance dispute lawyer. Our law firm has considerable expertise dealing with property insurance claims and flipping denied or underpaid claims into paid settlements.
Homeowners with insurance claims can have very frustrating experiences with their insurance companies. Sometimes an insurance company will pay for damage at one home and deny exactly the same damage for a neighbor. Adjusters go silent on homeowners, and money for repairs doesn’t come when it’s needed. The insurance dispute lawyers at our firm have represented Seminole homeowners against their insurance companies when claims were denied or short-paid, obtaining settlements that allowed those homeowners to put their houses back together.
Businesses insure their property and income against losses, and their insurance companies frequently drag out claims, deny them, or don’t pay enough to complete repairs. Our firm has represented businesses with losses from fires, collapses, storms, water, and more. If your business’s claim is not being handled correctly by your insurance company, our lawyers can talk about your company’s options.
Life insurance claims can be especially frustrating. The folks making the claim have just lost a family member and now are forced to jump through hoops by an insurance company, including gathering medical records and other documents. Our firm handles a variety of life insurance disputes. We see life insurance companies try to deny claims based on information stated in the insurance application. Life insurers will also sometimes try to pay the wrong beneficiary.
If you’re dealing with an insurance issue and want to talk about it with a lawyer, contact our insurance claim lawyers. We’ll go through your policy and explain your rights under it. We will pursue your claim aggressively if we feel you have a valid claim.
There are several reasons why an insurance claim might be denied in Seminole, FL. Some of the most common reasons are:
The insurance company believes that the damage was caused by something that the policy doesn’t cover. Insurance policies contain pages and pages of exclusions and limitations that lay out the things that the policy covers or doesn’t. Sometimes, those exclusions and limitations are subject to multiple interpretations.
The insurance company believes that the damages were not as extensive as claimed by the policyholder. This describes just about every underpaid claim out there. Insurance company adjusters will write estimates that are lower than the actual cost of repair or leave out necessary repairs.
The policyholder did not follow the insurance company’s conditions properly. It’s critical to grasp your insurance policy’s conditions. If you engage in conduct that would jeopardize your coverage, your insurance company may not be required to compensate your claim.
The policyholder filed a claim too late. Policies require customers to report their claims on a timely basis. Even though late reporting doesn’t automatically disqualify a claim, the initial claim decision might still be a denial if too much time has passed.
Most insurance companies won’t change their minds unless you raise the stakes. That’s where a Seminole insurance dispute attorney comes in. A lawyer who fights insurance companies can file a lawsuit, make formal demands through the State of Florida, put the insurance company on notice of bad faith, or threaten the insurance company with all of these if it refuses to settle the claim.
When a policyholder sues an insurance company for denying a claim, the lawsuit is for “breach of contract.”
The contract is the policy. And breaching the policy means that the insurance company had an obligation that it didn’t meet. To sue your insurance company, you need to prove that the insurance company was supposed to pay for the claim and, instead, denied it.
There are sometimes other requirements that a policyholder needs to meet before filing a lawsuit. Before our firm files any lawsuit against a Seminole insurance company, we check to make sure we have proof that the insurance company breached the policy, and we also check to make sure all the requirements have been met to allow the case to go forward.
If you find yourself in the midst of an insurance dispute in Seminole, it’s important to have a team of experienced lawyers on your side. Our Seminole insurance claim attorneys are here to help you get the most out of your claim and get you back on track. We have a proven track record of success in helping clients achieve favorable outcomes, and we’re ready to put our experience to work for you. Contact us today for a free consultation to discuss your case.
We understand how stressful it may be to deal with an insurance company when they deny or underpay your claim. From the first contact with a potential client, our goal is to try to help reduce that stress and provide the best options for moving forward.
When someone calls us with an insurance issue, we talk to them about what happened and get some key information like:
Our Seminole insurance dispute attorneys will then gather important documents and other evidence, hire any expert witnesses (like engineers and contractors) needed, and give the client our take on their case when we have all of the information, as well as our recommendations on whether and when to sue or settle.
If the case can’t be resolved without a lawsuit, we explain the litigation process to our client and, once everyone is on the same page, we file the lawsuit papers with the court. We have experience fighting insurance companies all the way through trial, but most cases settle during the course of a lawsuit short of a trial.
During the entire process, we make sure the client knows what’s going on and why, what to expect, and continue to give advice about the case.
The highly experienced insurance lawyers at Herman & Wells have successfully represented clients in a diverse variety of insurance disputes and denied claims. Seminole residents with a denied or underpaid insurance claim can call (727) 821-3195 for a free consultation and claim review with one of our attorneys.
After talking with an insurance claim lawyer, you’ll understand what your legal options are and if our team can help you. Our law firm’s initial consultation is offered free of charge because we work with our clients based on a contingency fee agreement (our firm doesn’t earn anything for our efforts unless we are successful in advocating for you).
Here are some of the types of insurance disputes and claims we can help Seminole residents with:
If you find yourself in a dispute with your insurance company, don’t hesitate to reach out for help. A Seminole insurance dispute lawyer knows how to get the best results for their clients.
We offer free claim reviews so that you can get answers about your claim without any delay. Call (727) 821-3195 today to book an appointment, and let us start fighting for you.
