Sarasota Hurricane Insurance Lawyers

“It was a great pleasure having Cory Powell representing us after Hurricane Ian. This was an extremely emotional and physical hard time for us. Mr. Powell stepped up in every way possible to assure us we were in good hands. Many of our friends went on their own to file their insurance claims and know now they should of used a lawyer. I would highly recommend Mr. Powell and their firm for representation.”

Adan V

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WHAT HAPPENED?

Are you a Sarasota resident who needs a hurricane insurance lawyer? If so, you’ve come to the right place. At Herman & Wells, we specialize in helping residents like you get the compensation they deserve after a devastating hurricane. We have years of experience dealing with insurance companies, and we know exactly how to get them to pay.

Call (727) 821-3195 today for a free consultation to learn more about how we can help you.

THE CLIFF NOTES

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THE CLIFF NOTES

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Attorney Jason Herman and Attorney Cliff Wells, managing partners at Herman & Wells Law Firm.
  • Standard homeowner’s insurance policies in Sarasota typically do not cover hurricane-related flood damage, necessitating separate flood insurance policies, and renter’s insurance may have limitations on wind damage coverage, highlighting the need for additional hurricane insurance.
  • If your hurricane damage claim in Sarasota, Florida is denied, it may be due to factors such as lack of coverage, insufficient insurance, failure to meet the deductible, or late filing.
  • Hurricanes typically cause significant home damage through high winds and heavy rain, leading to fallen trees, broken windows, roof damage, flooding, and destruction of property; however, insurance companies may respond with delays, denials, or low settlements, prompting the need for legal assistance, especially if agents were negligent in disclosing risks, explaining policy exclusions, recommending coverage, or choosing insurance providers.
  • If your hurricane damage claim has been denied, Herman & Wells’ Sarasota lawyers can assist you in obtaining the compensation you deserve, offering a free claim review and no-win-no-fee service.

DID YOUR INSURANCE COMPANY MAKE A BAD DECISION REGARDING YOUR HURRICANE DAMAGE CLAIM?

The team of attorneys at Herman & Wells have extensive experience handling residential and commercial hurricane insurance claims. We can help residents of Sarasota who have been denied coverage or paid less than they deserved for their hurricane damage claims. We understand the insurance claims process and how to maximize your recovery. We will review your policy and Hurricane damage claim at no charge to determine if you have a case.

If you have Hurricane damage and need help with your insurance claim, it’s time to book a free consultation with our insurance claim attorneys. Our team can offer a second opinion on your hurricane insurance claim. Don’t let insurance companies bully you!

DO YOU NEED TO HIRE A HURRICANE INSURANCE LAWYER?

If you’re a Sarasota resident, then you know that hurricane season is a time of year when it’s important to be prepared. Hurricane insurance can help give you peace of mind in the event that your home is damaged or destroyed by a storm.

However, hurricane insurance claims can often be complex and difficult to navigate on your own. That’s where hiring a hurricane insurance lawyer can be beneficial. A hurricane insurance lawyer can help you understand your policy and make sure that you get compensation for damages.

If you’ve been affected by a hurricane and need to file an insurance claim, contact Herman & Wells today. Our experienced Sarasota Hurricane Insurance Lawyers can help you through every step of the claims process.

Hanna Waldhalm
Hanna Waldhalm
May 2, 2024
If you are seemingly up against the impossible Keith Stahl, with Herman and Wells, WILL have your back and he WILL get positive results! I can highly recommend him for whatever the odds are against you!
Kate Adams Chamizo
Kate Adams Chamizo
April 28, 2024
I recently experienced a hit and run auto accident and felt lost and hopeless when it came to next steps. Herman & Wells provided step by step care and made the entire process smooth. Certainly something needed after such a traumatic event. Dara worked with me directly to ensure I had all questions answered and knew the entire process. I was able to hold my car insurance accountable with the help their help. I highly recommend using their services, you won't be disappointed.
nick michailos
nick michailos
April 27, 2024
Keith Stahl represented me, and I couldn't be happier!
Ronnie Kaye
Ronnie Kaye
April 17, 2024
Highly recommended, they worked hard and diligently to get the best outcome possible, ALWAYS answered the phone and always addressed all my concern's. 5 stars!!!!
Zack McMackin
Zack McMackin
April 16, 2024
Bill Demas is an exceptional disability and personal injury claims attorney who tirelessly fights for the rights of his clients. Having had the privilege of collaborating with him on numerous occasions over the years, I have consistently been astounded by his unwavering dedication and unwavering resolve. Bill not only takes the time to attentively listen to his clients' concerns but also ensures they have a comprehensive understanding of the legal process, guiding them every step of the way. His meticulous attention to detail and strategic mindset consistently maximize the chances of achieving a successful outcome. Additionally, Bill's compassion and support extend beyond his legal expertise, as he empathetically understands the emotional toll these situations can have on his clients. Without hesitation, I wholeheartedly recommend Mr. Demas to anyone seeking a disability claims lawyer who will fiercely fight for their rights.
michael grahs
michael grahs
April 5, 2024
Warren did us a huge favor and was extremely honest with his opinion and will definitely use him if needed again.
Chuck Kirk
Chuck Kirk
March 26, 2024
William C. Demas, Esq. Disability, ERISA, Life, and First Party Insurance Attorney. Bill was prepared for the appeal and won our LTD appeal against Lincoln.
Janet Martin
Janet Martin
March 21, 2024
Herman & Wells went above and beyond to help me with my legal problem. Alan Gustafson helped me and always returned my calls and gave sound advice along the way. I highly recommend Herman & Wells.
JS M
JS M
March 20, 2024
Attorney Bill Demas is someone I would HIGHLY recommend if you are experiencing a disability insurance issue. From the first conversation I had with Bill, he took the time to listen and truly understand my situation and the challenges I was facing. Bill is the most genuine and honest attorney I have ever worked with before. While so many other attorneys treated me as “just another case,” Bill went WAY above and beyond to educate me and most importantly advocate for me. He invested the time I needed and I’ll forever be grateful for his services and support. To anyone reading this, don’t look beyond Herman and Wells and especially Attorney Bill Demas! The entire firm has been professional, helpful and provided an experience that exceeded my expectations. Thank you to Herman & Wells and Attorney Bill Demas!

IS HURRICANE DAMAGE COVERED UNDER YOUR STANDARD HOMEOWNERS POLICY IN SARASOTA?

If your home sustains damage from a hurricane, you may be wondering if your standard homeowner’s insurance policy will cover the cost of repairs. The answer to this question is, unfortunately, it depends. Most standard homeowners insurance policies in Sarasota do not cover damage caused by floods. Hurricane damage is typically considered to be flood damage since the heavy rains associated with hurricanes can cause flooding.

Some insurers will sell you a separate flood insurance policy to cover hurricane-related damage, but this isn’t always the case. And even if your insurer does offer flood insurance, it may not cover the entire cost of repairing hurricane damage to your home. This is why it’s so important to review your homeowner’s insurance policy carefully before a hurricane hits. You need to know exactly what is and is not covered so that you can make an informed decision about whether or not to purchase additional insurance.

If you have questions about your homeowner’s insurance policy or need help filing a claim, the experienced hurricane insurance lawyers of Herman & Wells can help. We have extensive experience handling hurricane insurance claims and can help you get the full amount of compensation you’re entitled to.

Does Renters Insurance Cover Hurricane Damage?

If you’re a renter in Sarasota, you may be wondering if your renter’s insurance will cover any hurricane damage. Most standard renters insurance policies will cover wind damage, but there are usually limits on how much coverage is available. For example, a typical policy might limit wind damage coverage to $500.

If you want more comprehensive coverage, you may need to purchase a hurricane insurance policy. Hurricane insurance policies are available through many different insurers, and they can cover wind damage as well as other types of hurricane-related damage, such as flooding.

If you’re not sure whether your renter’s insurance policy covers hurricane damage, or if you’re interested in purchasing a hurricane insurance policy, contact the Sarasota hurricane insurance lawyers of Herman & Wells for more information. We can help you understand your coverage options and make sure you have the protection you need.

The devastating aftermath of a hurricane shows a Florida home in ruins, with a fallen tree resting on the structure.

HOW CAN OUR SARASOTA HURRICANE INSURANCE LAWYERS HELP YOU?

After a hurricane, you may be left picking up the pieces of your life and wondering how you’re going to afford repairs or replacement of your property. If your insurance claim has been denied, or if you feel like you’re not getting fair compensation, our Sarasota hurricane insurance lawyers can help.

HOW CAN OUR SARASOTA HURRICANE INSURANCE LAWYERS HELP YOU?

After a hurricane, you may be left picking up the pieces of your life and wondering how you’re going to afford repairs or replacement of your property. If your insurance claim has been denied, or if you feel like you’re not getting fair compensation, our Sarasota hurricane insurance lawyers can help.

We understand the stress and anxiety that comes with dealing with the aftermath of a hurricane, and we will work tirelessly to get you the compensation you deserve. We have experience handling all types of hurricane insurance claims, and we know what it takes to get the best possible results for our clients. Contact us today to schedule a free consultation. We’ll review your case and advise you on the best course of action moving forward. Let us help you get the compensation you need to rebuild your life.

COMMON REASONS HURRICANE DAMAGE CLAIMS ARE DENIED IN SARASOTA

After a hurricane hits, the last thing you want to deal with is an insurance claim that’s been denied. But unfortunately, this is a reality for many people in Sarasota, Florida. If your hurricane damage claim has been denied, you’re not alone.

Here are some of the most common reasons why claims are denied:

  • Your policy doesn’t cover hurricane damage. Hurricane damage is often excluded from standard homeowners insurance policies. If you live in an area that’s prone to hurricanes, you may need to purchase a separate hurricane insurance policy.
  • You didn’t purchase enough coverage. Hurricane damage can be expensive to repair. Make sure you have enough coverage to cover the cost of repairs.
  • You didn’t meet your deductible. Most hurricane insurance policies have a deductible, which is the amount you have to pay out-of-pocket before your insurance kicks in. If your damages exceed your deductible, you may be responsible for paying the difference.
  • Your claim was filed too late. Hurricane damage claims must be filed within a certain time frame, typically within one year of the date of the hurricane. If you miss the deadline, your claim may be denied.

If your hurricane damage claim has been denied, don’t give up. The Sarasota hurricane insurance lawyers of Herman & Wells can help. We’ll review your policy and help you understand your coverage. We can also help you file a claim and appeal a denial.

WHAT KIND OF HOME DAMAGE DO HURRICANES TYPICALLY CAUSE

Most hurricane damage to homes is caused by high winds and heavy rain. Hurricane winds can cause trees and other large objects to fall on your home, break windows, and damage your roof. Heavy rains can lead to flooding, which can damage your home’s foundation, destroy drywall and carpeting, and ruin personal belongings.

HOW DO INSURANCE COMPANIES RESPOND AFTER A HURRICANE HAS CAUSED MAJOR DAMAGE?

After a hurricane has caused extensive damage, insurance companies are typically overwhelmed with claims. This can result in delays in processing claims, denials of valid claims, and low settlements. If your home or business has been damaged by a hurricane, you need an experienced hurricane insurance lawyer on your side to help you get full compensation.

HOW TO TELL IF YOUR INSURANCE AGENT ACTED NEGLIGENTLY

If you have hurricane insurance, you may be wondering if your agent acted negligently. Here are a few things to look for:

  • Did your agent fail to disclose all of the risks associated with hurricane insurance?
  • Did your agent fail to explain the exclusions in the policy?
  • Did your agent fail to disclose all of the risks associated with hurricane insurance?
  • Did your agent fail to explain the exclusions in the policy?
  • Did your agent fail to recommend adequate coverage?
  • Did your agent recommend a policy with an inadequate company?
  • Did your agent fail to recommend adequate coverage?
  • Did your agent recommend a policy with an inadequate company?

If you answered yes to any of these questions, you may have a case for negligence. If you’re not sure, the best thing to do is speak with a Hurricane Insurance Lawyer in Sarasota. They will be able to assess your case and let you know if you have a valid claim.

$190,000 settlement for water damage caused by flooding during a hurricane.

CAN YOU SUE YOUR INSURANCE COMPANY FOR DENYING A HURRICANE DAMAGE CLAIM?

Hurricane damage claims can be extremely complicated. If your hurricane damage claim has been denied, you may feel like you have nowhere to turn. But there is hope. The Sarasota hurricane insurance lawyers of Herman & Wells can help you get the compensation you deserve after a denied claim.

We understand how frustrating and confusing it can be when your hurricane damage claim is denied. Insurance companies are not always fair. That’s why we fight for the rights of hurricane victims every day. We know the law and we know how to get results.

WHAT IS OUR LAW FIRM’S PROCESS FOR INSURANCE DISPUTE CASES

At Herman & Wells, we understand that hurricane season can be a downright frightening time for Florida residents. Not only are you dealing with the possible damage to your home or business, but you also have to contend with the hassle of filing an insurance claim. And in far too many cases, insurance companies will do everything they can to delay or deny valid claims.

That’s where our hurricane insurance dispute lawyers come in. We have over 20 years of experience handling hurricane insurance claims, and we know how to get results. We offer a free claim review to help you understand your legal options, and we don’t charge a fee unless we win your case. So if you’re dealing with an insurance dispute, please give us a call today. We’re here to help.

CONTACT OUR SARASOTA HURRICANE INSURANCE LAWYERS

If you’re dealing with hurricane damage and your insurance claim has been denied, don’t wait to take action. Contact the Sarasota hurricane insurance lawyers of Herman & Wells today to schedule a free consultation.

We’ll review your case and advise you on the best course of action moving forward. Call us now at (727) 821-3195 to get started!

CONTACT OUR SARASOTA HURRICANE INSURANCE LAWYERS

If you’re dealing with hurricane damage and your insurance claim has been denied, don’t wait to take action. Contact the Sarasota hurricane insurance lawyers of Herman & Wells today to schedule a free consultation.

We’ll review your case and advise you on the best course of action moving forward. Call us now at (727) 821-3195 to get started!

TELL US YOUR STORY. WE LISTEN!

By submitting my data I agree to be contacted