Sarasota Hurricane Insurance Lawyers

Are you a Sarasota resident who needs a hurricane insurance lawyer? If so, you’ve come to the right place. At Herman & Wells, we specialize in helping residents like you get the compensation they deserve after a devastating hurricane. We have years of experience dealing with insurance companies, and we know exactly how to get them to pay.

Call (727) 821-3195 today for a free consultation to learn more about how we can help you.

Law firm with Sarasota Hurricane Insurance Lawyers

Did Your Insurance Company Make a Bad Decision Regarding Your Hurricane Damage Claim?

The team of attorneys at Herman & Wells have extensive experience handling residential and commercial hurricane insurance claims. We can help residents of Sarasota who have been denied coverage or paid less than they deserved for their hurricane damage claims. We understand the insurance claims process and how to maximize your recovery. We will review your policy and Hurricane damage claim at no charge to determine if you have a case.

If you have Hurricane damage and need help with your insurance claim, it’s time to book a free consultation with our insurance claim attorneys. Our team can offer a second opinion on your hurricane insurance claim. Don’t let insurance companies bully you!

Do You Need to Hire a Hurricane Insurance Lawyer?

If you’re a Sarasota resident, then you know that hurricane season is a time of year when it’s important to be prepared. Hurricane insurance can help give you peace of mind in the event that your home is damaged or destroyed by a storm.

However, hurricane insurance claims can often be complex and difficult to navigate on your own. That’s where hiring a hurricane insurance lawyer can be beneficial. A hurricane insurance lawyer can help you understand your policy and make sure that you get compensation for damages.

If you’ve been affected by a hurricane and need to file an insurance claim, contact Herman & Wells today. Our experienced Sarasota Hurricane Insurance Lawyers can help you through every step of the claims process.

Is Hurricane Damage Covered Under Your Standard Homeowners Policy in Sarasota?

If your home sustains damage from a hurricane, you may be wondering if your standard homeowner’s insurance policy will cover the cost of repairs. The answer to this question is, unfortunately, it depends. Most standard homeowners insurance policies in Sarasota do not cover damage caused by floods. Hurricane damage is typically considered to be flood damage since the heavy rains associated with hurricanes can cause flooding.

Some insurers will sell you a separate flood insurance policy to cover hurricane-related damage, but this isn’t always the case. And even if your insurer does offer flood insurance, it may not cover the entire cost of repairing hurricane damage to your home.  This is why it’s so important to review your homeowner’s insurance policy carefully before a hurricane hits. You need to know exactly what is and is not covered so that you can make an informed decision about whether or not to purchase additional insurance.

If you have questions about your homeowner’s insurance policy or need help filing a claim, the experienced hurricane insurance lawyers of Herman & Wells can help. We have extensive experience handling hurricane insurance claims and can help you get the full amount of compensation you’re entitled to.

Does Renters Insurance Cover Hurricane Damage?

If you’re a renter in Sarasota, you may be wondering if your renter’s insurance will cover any hurricane damage. Most standard renters insurance policies will cover wind damage, but there are usually limits on how much coverage is available. For example, a typical policy might limit wind damage coverage to $500.

If you want more comprehensive coverage, you may need to purchase a hurricane insurance policy. Hurricane insurance policies are available through many different insurers, and they can cover wind damage as well as other types of hurricane-related damage, such as flooding.

If you’re not sure whether your renter’s insurance policy covers hurricane damage, or if you’re interested in purchasing a hurricane insurance policy, contact the Sarasota hurricane insurance lawyers of Herman & Wells for more information. We can help you understand your coverage options and make sure you have the protection you need.

How Can Our Sarasota Hurricane Insurance Lawyers Help You?

After a hurricane, you may be left picking up the pieces of your life and wondering how you’re going to afford repairs or replacement of your property. If your insurance claim has been denied, or if you feel like you’re not getting fair compensation, our Sarasota hurricane insurance lawyers can help.

We understand the stress and anxiety that comes with dealing with the aftermath of a hurricane, and we will work tirelessly to get you the compensation you deserve. We have experience handling all types of hurricane insurance claims, and we know what it takes to get the best possible results for our clients. Contact us today to schedule a free consultation. We’ll review your case and advise you on the best course of action moving forward. Let us help you get the compensation you need to rebuild your life.

Common Reasons Hurricane Damage Claims are Denied in Sarasota

After a hurricane hits, the last thing you want to deal with is an insurance claim that’s been denied. But unfortunately, this is a reality for many people in Sarasota, Florida. If your hurricane damage claim has been denied, you’re not alone.

Here are some of the most common reasons why claims are denied:

  • Your policy doesn’t cover hurricane damage. Hurricane damage is often excluded from standard homeowners insurance policies. If you live in an area that’s prone to hurricanes, you may need to purchase a separate hurricane insurance policy.
  • You didn’t purchase enough coverage. Hurricane damage can be expensive to repair. Make sure you have enough coverage to cover the cost of repairs.
  • You didn’t meet your deductible. Most hurricane insurance policies have a deductible, which is the amount you have to pay out-of-pocket before your insurance kicks in. If your damages exceed your deductible, you may be responsible for paying the difference.
  • Your claim was filed too late. Hurricane damage claims must be filed within a certain time frame, typically within one year of the date of the hurricane. If you miss the deadline, your claim may be denied.

If your hurricane damage claim has been denied, don’t give up. The Sarasota hurricane insurance lawyers of Herman & Wells can help. We’ll review your policy and help you understand your coverage. We can also help you file a claim and appeal a denial.

What Kind of Home Damage Do Hurricanes Typically Cause

Most hurricane damage to homes is caused by high winds and heavy rain. Hurricane winds can cause trees and other large objects to fall on your home, break windows, and damage your roof. Heavy rains can lead to flooding, which can damage your home’s foundation, destroy drywall and carpeting, and ruin personal belongings.

How Do Insurance Companies Respond After a Hurricane Has Caused Major Damage?

After a hurricane has caused extensive damage, insurance companies are typically overwhelmed with claims. This can result in delays in processing claims, denials of valid claims, and low settlements. If your home or business has been damaged by a hurricane, you need an experienced hurricane insurance lawyer on your side to help you get full compensation.

How To Tell If Your Insurance Agent Acted Negligently

If you have hurricane insurance, you may be wondering if your agent acted negligently. Here are a few things to look for:

  • Did your agent fail to disclose all of the risks associated with hurricane insurance?
  • Did your agent fail to explain the exclusions in the policy?
  • Did your agent fail to recommend adequate coverage?
  • Did your agent recommend a policy with an inadequate company?

If you answered yes to any of these questions, you may have a case for negligence. If you’re not sure, the best thing to do is speak with a Hurricane Insurance Lawyer in Sarasota. They will be able to assess your case and let you know if you have a valid claim.

Can You Sue Your Insurance Company For Denying a Hurricane Damage Claim?

Hurricane damage claims can be extremely complicated. If your hurricane damage claim has been denied, you may feel like you have nowhere to turn. But there is hope. The Sarasota hurricane insurance lawyers of Herman & Wells can help you get the compensation you deserve after a denied claim.

We understand how frustrating and confusing it can be when your hurricane damage claim is denied. Insurance companies are not always fair. That’s why we fight for the rights of hurricane victims every day. We know the law and we know how to get results.

What Is Our Law Firm’s Process For Insurance Dispute Cases

At Herman & Wells, we understand that hurricane season can be a downright frightening time for Florida residents. Not only are you dealing with the possible damage to your home or business, but you also have to contend with the hassle of filing an insurance claim. And in far too many cases, insurance companies will do everything they can to delay or deny valid claims.

That’s where our hurricane insurance dispute lawyers come in. We have over 20 years of experience handling hurricane insurance claims, and we know how to get results. We offer a free claim review to help you understand your legal options, and we don’t charge a fee unless we win your case. So if you’re dealing with an insurance dispute, please give us a call today. We’re here to help.

$190,000 settlement for water damage caused by flooding during a hurricane

Book a Free Consultation With Our Sarasota Hurricane Insurance Lawyers

If you’re dealing with hurricane damage and your insurance claim has been denied, don’t wait to take action. Contact the Sarasota hurricane insurance lawyers of Herman & Wells today to schedule a free consultation. We’ll review your case and advise you on the best course of action moving forward. Call us now at (727) 821-3195 to get started.

Case Results

See More Case Results

Underpaid Commercial Insurance Claim

Hurricane winds damaged our client’s apartment complex, causing roof damage and interior water damage.  The insurance company paid $100,000, which was not enough money to cover the cost of repairs.  We filed a lawsuit against the insurance company and recovered an additional $228,000 for our client, bringing the total payment up to $328,000.  This allowed our client to fully repair the storm damage.

Initial Position



Delayed and Underpaid Homeowners Claim

A family’s home near Lakeland, Florida was damaged by a hurricane.  Water came into the house from the roof.  The insurance company sent its own contractor to dry it out, but didn’t complete the job.  The adjuster also wrote an estimate to repair the inside of the house, but the insurance company made the adjuster delete some of the repairs from his estimate.  At the end of the day, the insurance company only paid the family $1,900 for their damage.  After we were hired to help the family fight back against the insurance company, the family was able to recover an additional $220,000 from the insurance company to settle the case.

Initial Position

$1900 paid


Call us today for a Free Case Evaluation

(727) 821-3195